风控中台-amp评分问题修复
This commit is contained in:
zhanglei@ap-leasing.com.cn
parent
cd55235352
commit
0333a920c5
@ -18,7 +18,7 @@ public class ParamDataUtils {
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* @return
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*/
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public static String queryBcEnumType(String codeNo, String itemNo, String extend){
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if(StringUtils.isNotEmpty(extend) && "marry".equals(codeNo) && "01".equals(codeNo)){//婚姻状况 ： 已婚 01
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if(StringUtils.isNotEmpty(extend) && "marry".equals(codeNo) && "01".equals(itemNo)){//婚姻状况 ： 已婚 01
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/**
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* 00001 已婚无子女
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* 00006 已婚有子女
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@ -5,6 +5,7 @@ import com.amarsoft.are.jbo.BizObject;
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import com.amarsoft.are.jbo.BizObjectManager;
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import com.amarsoft.are.jbo.JBOException;
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import com.amarsoft.are.jbo.JBOFactory;
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import com.amarsoft.dict.als.manage.CodeManager;
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import com.ample.esb.bean.amp.*;
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import com.ample.esb.bean.esb.MessageAppHead;
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import com.ample.esb.bean.esb.MessageBody;
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@ -185,15 +186,21 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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li.setSubsityTypeCode("");
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//年利率（产品利率）
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String productRate = ProductParamUtil.getProductParameterValue(boLpit.getAttribute("PRODUCT_ID").toString(),"PRD0350","product_rate","ProductRate");
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if("".equals(productRate)){
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BizObject boLcsit = JBOFactory.createBizObjectQuery(LC_CALC_SUBSECTION_INFO_TEMP.CLASS_NAME,"FLOWUNID=:flowunid").setParameter("flowunid",flowUnid).getSingleResult(false);
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productRate = boLcsit.getAttribute("DISCOUNT_RATE").toString();
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}
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BigDecimal interestRate = new BigDecimal(productRate).divide(new BigDecimal("100"),4,BigDecimal.ROUND_HALF_UP);
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li.setInterestRate(interestRate.toString());
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//首付比例（综合）
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double firstRatio = boLcct.getAttribute("ALL_FIRST_PAYMENT_RATIO").getDouble()/100;
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li.setDownPaymentPercentage(new BigDecimal(firstRatio).setScale(4,BigDecimal.ROUND_HALF_UP).toString());
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//总首付金额
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li.setDownPaymentTotalAmount(boLcct.getAttribute("ALL_FIRST_PAYMENT").toString());
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li.setFinanceAmountUnit("");
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li.setFinanceAmountTotal("");
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String finaAmountTotal = boLcct.getAttribute("CLEAN_LEASE_MONEY").toString();
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li.setFinanceAmountTotal(finaAmountTotal);
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//期数
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li.setTerms(boLcct.getAttribute("INCOME_NUMBER").toString());
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List<BizObject> boLrps = JBOFactory.createBizObjectQuery(LC_RENT_PLAN_TEMP.CLASS_NAME,"select o.interest,o.rent from o where o.FLOWUNID=:flowunid").setParameter("flowunid",flowUnid).getResultList(false);
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@ -247,7 +254,7 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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li.setAssetPurpose("乘用车".equals(carType)?"TCC":"TCF");
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li.setBalloonPercentage("");
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li.setBalloonAmount("");
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String financedAmtPct = new BigDecimal(boLcct.getAttribute("CLEAN_LEASE_MONEY").toString()).divide(new BigDecimal(boLcct.getAttribute("TOTAL_ALL").toString()),4,BigDecimal.ROUND_HALF_UP).toString();
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String financedAmtPct = new BigDecimal(finaAmountTotal).divide(new BigDecimal(boLcct.getAttribute("TOTAL_ALL").toString()),4,BigDecimal.ROUND_HALF_UP).toString();
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li.setFinancedAmtPct(financedAmtPct);
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li.setRentalCalculationMtd("");
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//客户承担利率
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@ -301,7 +308,7 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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svt.setVinNumber("");
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svt.setEngineNumber("");
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//车辆用途
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svt.setPurpose("");
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svt.setPurpose(ParamDataUtils.queryBcEnumType("car_use_type",bo.getAttribute("car_use_type").toString()));
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svt.setComments("");
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svt.setTransmission("");
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svt.setIsAffiliated("");
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@ -319,7 +326,7 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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vi.setSingleVehicleTypes(SingleVehicleTypes);
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return vi;
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}
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public CustomerInfo getCustomerInfo() throws JBOException {
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public CustomerInfo getCustomerInfo() throws Exception {
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CustomerInfo ci = null;
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BizObject boCit = JBOFactory.createBizObjectQuery(CUSTOMER_INFO_TEMP.CLASS_NAME,"FLOWUNID=:flowunid").setParameter("flowunid",flowUnid).getSingleResult(false);
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String customerType = boCit.getAttribute("customertype").toString();
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@ -353,7 +360,7 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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ci.setCheckedType("2");
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return ci;
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}
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public CustomerInfo getCustomerInfoOfPerson() throws JBOException {
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public CustomerInfo getCustomerInfoOfPerson() throws Exception {
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CustomerInfo ci = new CustomerInfo();
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BizObject boCat = JBOFactory.createBizObjectQuery(CUSTOMER_ACCOUNT_TEMP.CLASS_NAME,"FLOWUNID=:flowunid").setParameter("flowunid",flowUnid).getSingleResult(false);
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@ -361,7 +368,7 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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String chName = boCpt.getAttribute("FULLNAME").toString();
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String idCardNum = boCpt.getAttribute("CERTID").toString();
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String genderCode = ParamDataUtils.queryBcEnumType("sex",boCpt.getAttribute("SEX").toString());
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String maritalStatusCode = ParamDataUtils.queryBcEnumType("marry",boCpt.getAttribute("MARRIAGE").toString());
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String maritalStatusCode = ParamDataUtils.queryBcEnumType("marry",boCpt.getAttribute("MARRIAGE").toString(),boCpt.getAttribute("childrens_number").toString());
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String residentialStatusCode = ParamDataUtils.queryBcEnumType("Property_type",boCpt.getAttribute("Property_type").toString());
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String MonthlyIncome = boCpt.getAttribute("FAMILYMONTHINCOME").toString();
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String phoneCellPhone01 = boCpt.getAttribute("mobile").toString();
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@ -389,9 +396,10 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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String empPositionCode = ParamDataUtils.queryBcEnumType("duties",boCpt.getAttribute("OCCUPATION").toString());
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String highestEducation = ParamDataUtils.queryBcEnumType("Education",boCpt.getAttribute("EDUEXPERIENCE").toString());
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String CardTermBeginDate = boCpt.getAttribute("start_idexpiry").toString().replace("/","-");
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String CardTermEndDate = boCpt.getAttribute("idexpiry").toString().replace("/","-");
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String CardTermEndDate = idDateConvert(boCpt.getAttribute("idexpiry").toString());
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String nationId = ParamDataUtils.queryBcEnumType("nation",boCpt.getAttribute("NATIONALITY").toString());
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String localResidentFlag = ParamDataUtils.queryBcEnumType("spouse_hukou",boCpt.getAttribute("shukou").toString());
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ci.setChName(chName);
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//证件类型
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@ -430,7 +438,7 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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ci.setPhoneHome(phoneHome);
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ci.setPhoneOffice(phoneOffice);
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ci.setBankStatementStatusCode("");
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ci.setLocalResidentFlag("");
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ci.setLocalResidentFlag(localResidentFlag);
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ci.setLocalApplicantFlag("");
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ci.setVipCust("");
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//重复申请客户（0:否1:是）
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@ -496,10 +504,10 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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ci.setIdCardTermEndDate(CardTermEndDate);
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ci.setOpenBankMobileNo(openBankMobileNo);
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ci.setNationId(nationId);
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ci.setQueryReason("23");
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ci.setQueryReason(CodeManager.getItemName("pboc_query_strategy","qryReason_lessee"));
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return ci;
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}
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public Coborrowers getCoborrowers() throws JBOException {
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public Coborrowers getCoborrowers() throws Exception {
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Coborrowers cos = new Coborrowers();
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if(boCft==null){
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return cos;
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@ -509,13 +517,13 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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cos.setCoborrower(coborrowerList);
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return cos;
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}
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public Coborrower getCoborrower() throws JBOException {
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public Coborrower getCoborrower() throws Exception {
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Coborrower co = new Coborrower();
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String idTypeCode = ParamDataUtils.queryBcEnumType("CertType",boCft.getAttribute("CERTTYPE").toString());
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String chName = boCft.getAttribute("name").toString();
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String idCardNum = boCft.getAttribute("CERTID").toString();
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String genderCode = ParamDataUtils.queryBcEnumType("sex",boCft.getAttribute("SEX").toString());
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String maritalStatusCode = ParamDataUtils.queryBcEnumType("marry",boCft.getAttribute("marry_type").toString());
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String maritalStatusCode = ParamDataUtils.queryBcEnumType("marry",boCft.getAttribute("marry_type").toString(),boCft.getAttribute("childrens_number").toString());
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String residentialStatusCode = ParamDataUtils.queryBcEnumType("Property_type",boCft.getAttribute("residential_status").toString());
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String MonthlyIncome = boCft.getAttribute("smincome").toString();
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String phoneCellPhone01 = boCft.getAttribute("tel").toString();
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@ -541,12 +549,13 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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String empPositionCode = ParamDataUtils.queryBcEnumType("duties",boCft.getAttribute("sposition").toString());
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String highestEducation = ParamDataUtils.queryBcEnumType("Education",boCft.getAttribute("education_level").toString());
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String CardTermBeginDate = boCft.getAttribute("start_idexpiry").toString().replace("/","-");
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String CardTermEndDate = boCft.getAttribute("idexpiry").toString().replace("/","-");
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String CardTermEndDate = idDateConvert(boCft.getAttribute("idexpiry").toString());
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String nationId = ParamDataUtils.queryBcEnumType("nation",boCft.getAttribute("nation").toString());
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String censusRegAddrId = boCft.getAttribute("id_address_id").toString();
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BizObject boCens = this.getAddressById(censusRegAddrId);
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String censusRegAddr = boCens.getAttribute("full_address").toString();
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String relationshipCode = ParamDataUtils.queryBcEnumType("personContact",boCft.getAttribute("ASSURE_RELATION").toString());
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String localResidentFlag = ParamDataUtils.queryBcEnumType("spouse_hukou",boCpt.getAttribute("shukou").toString());
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co.setChName(chName);
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//证件类型
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@ -585,7 +594,7 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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co.setPhoneHome(phoneHome);
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co.setPhoneOffice(phoneOffice);
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co.setBankStatementStatusCode("");
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co.setLocalResidentFlag("");
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co.setLocalResidentFlag(localResidentFlag);
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co.setLocalApplicantFlag("");
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co.setVipCust("");
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//重复申请客户（0:否1:是）
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@ -658,10 +667,10 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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//共借人编号(目前系统只有一个共借人，默认填1)
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co.setBorrowerId("1");
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//征信查询原因
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co.setQueryReason("23");
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co.setQueryReason(CodeManager.getItemName("pboc_query_strategy","qryReason_jointApplicant"));
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return co;
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}
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public GuarantorInfo getGuarantorInfo() throws JBOException {
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public GuarantorInfo getGuarantorInfo() throws Exception {
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GuarantorInfo gi = new GuarantorInfo();
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List<Guar> gis = new ArrayList<>();
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for(BizObject boLgu : boLguts){
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@ -673,7 +682,7 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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}
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return gi;
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}
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public Guar getGuar(BizObject boLgu) throws JBOException {
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public Guar getGuar(BizObject boLgu) throws Exception {
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String certType = boLgu.getAttribute("CERTTYPE").toString();
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Guar gr = null;
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if(certType.startsWith("Ind")){
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@ -699,13 +708,13 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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gr.setCheckedType("2");
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return gr;
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}
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public Guar getGuarOfPerson(BizObject boLgu) throws JBOException {
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public Guar getGuarOfPerson(BizObject boLgu) throws Exception {
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Guar gr = new Guar();
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String idTypeCode = ParamDataUtils.queryBcEnumType("CertType",boLgu.getAttribute("CERTTYPE").toString());
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String chName = boLgu.getAttribute("FULLNAME").toString();
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String idCardNum = boLgu.getAttribute("CERTID").toString();
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String genderCode = ParamDataUtils.queryBcEnumType("sex",boLgu.getAttribute("SEX").toString());
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String maritalStatusCode = ParamDataUtils.queryBcEnumType("marry",boLgu.getAttribute("Marital_status").toString());
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String maritalStatusCode = ParamDataUtils.queryBcEnumType("marry",boLgu.getAttribute("Marital_status").toString(),boLgu.getAttribute("childrens_number").toString());
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String residentialStatusCode = ParamDataUtils.queryBcEnumType("Property_type",boLgu.getAttribute("residential_status").toString());
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String MonthlyIncome = boLgu.getAttribute("Major_monthly_income").toString();
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String phoneCellPhone01 = boLgu.getAttribute("MOBILE").toString();
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@ -731,12 +740,13 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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String empPositionCode = ParamDataUtils.queryBcEnumType("duties",boLgu.getAttribute("TITLE").toString());
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String highestEducation = ParamDataUtils.queryBcEnumType("Education",boLgu.getAttribute("education_level").toString());
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String CardTermBeginDate = boLgu.getAttribute("start_idexpiry").toString().replace("/","-");
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String CardTermEndDate = boLgu.getAttribute("idexpiry").toString().replace("/","-");
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String CardTermEndDate = idDateConvert(boLgu.getAttribute("idexpiry").toString());
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String nationId = ParamDataUtils.queryBcEnumType("nation",boLgu.getAttribute("nation").toString());
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String censusRegAddrId = boLgu.getAttribute("id_address_id").toString();
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BizObject boCens = this.getAddressById(censusRegAddrId);
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String censusRegAddr = boCens.getAttribute("full_address").toString();
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String relationshipCode = ParamDataUtils.queryBcEnumType("personContact",boLgu.getAttribute("ASSURE_RELATION").toString());
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String localResidentFlag = ParamDataUtils.queryBcEnumType("spouse_hukou",boCpt.getAttribute("shukou").toString());
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gr.setChName(chName);
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//证件类型
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@ -775,7 +785,7 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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gr.setPhoneHome(phoneHome);
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gr.setPhoneOffice(phoneOffice);
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gr.setBankStatementStatusCode("");
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gr.setLocalResidentFlag("");
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gr.setLocalResidentFlag(localResidentFlag);
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gr.setLocalApplicantFlag("");
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gr.setVipCust("");
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//重复申请客户（0:否1:是）
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@ -843,7 +853,7 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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//与主借人关系
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gr.setRelationshipCode(relationshipCode);
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//征信查询原因
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gr.setQueryReason("23");
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gr.setQueryReason(CodeManager.getItemName("pboc_query_strategy","qryReason_guarantor"));
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return gr;
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}
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public ContInfo getContInfo() throws JBOException {
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@ -853,13 +863,15 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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Contr contr = new Contr();
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contr.setContNum("1");
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contr.setChName(boCpt.getAttribute("EMERGENCY_CONTACT_PERSON").toString());
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contr.setRelationshipCode(boCpt.getAttribute("EMPLOYRECORD").toString());
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String relationshipCode1 = ParamDataUtils.queryBcEnumType("personContact",boCpt.getAttribute("EMPLOYRECORD").toString());
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contr.setRelationshipCode(relationshipCode1);
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contr.setCellPhone(boCpt.getAttribute("EMERGENCY_CONTACT_TEL").toString());
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Contr contr2 = new Contr();
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contr2.setContNum("2");
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contr2.setChName(boCpt.getAttribute("INTRO").toString());
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contr2.setRelationshipCode(boCpt.getAttribute("EDUDEGREE").toString());
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String relationshipCode2 = ParamDataUtils.queryBcEnumType("personContact",boCpt.getAttribute("EDUDEGREE").toString());
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contr2.setRelationshipCode(relationshipCode2);
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contr2.setCellPhone(boCpt.getAttribute("REMARK").toString());
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contrs.add(contr);
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@ -1047,8 +1059,11 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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BizObject boLpc = JBOFactory.createBizObjectQuery(LC_PROJ_CONDITION.CLASS_NAME,"PROJECT_ID=:PROJECT_ID").setParameter("PROJECT_ID",projectId).getSingleResult(false);
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String cleanLeaseMoney = boLpc.getAttribute("CLEAN_LEASE_MONEY").toString();
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String cautionMoney =boLpc.getAttribute("CAUTION_MONEY").toString();
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BizObject boLri = JBOFactory.createBizObjectQuery(LC_RENT_INCOME.CLASS_NAME,"select ifnull(sum(rent),0) as v.rentIncome from O where ROLL_BACK=0 and PROJECT_ID=:PROJECT_ID").setParameter("PROJECT_ID",projectId).getSingleResult(false);
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BizObject boLri = JBOFactory.createBizObjectQuery(LC_RENT_INCOME.CLASS_NAME,"select sum(rent) as v.rentIncome from O where ROLL_BACK=0 and PROJECT_ID=:PROJECT_ID").setParameter("PROJECT_ID",projectId).getSingleResult(false);
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String rentIncome = boLri.getAttribute("rentIncome").toString();
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if("".equals(rentIncome)){
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continue;
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}
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amount = new BigDecimal(cleanLeaseMoney).subtract(new BigDecimal(cautionMoney)).subtract(new BigDecimal(rentIncome)).add(amount);
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}
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@ -1086,6 +1101,15 @@ public class AmpServiceImpl extends EsbCommon implements AmpService {
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return projectSet;
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}
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public String idDateConvert(String date){
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if("2100/12/31".equals(date)){
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date = "0000-00-00";
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}else{
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date = date.replace("/","-");
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}
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return date;
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}
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public String getFlowUnid() {
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return flowUnid;
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}
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