diff --git a/WebContent/WEB-INF/etc/app/component/component-config.xml b/WebContent/WEB-INF/etc/app/component/component-config.xml
index 64c22207a..840c7f34c 100644
--- a/WebContent/WEB-INF/etc/app/component/component-config.xml
+++ b/WebContent/WEB-INF/etc/app/component/component-config.xml
@@ -1096,13 +1096,15 @@
 	
 	
 	<Component FORMAT="1" ID="DISCOUNT" NAME="贴息" PRODUCT_TYPE="car_product" STATUS="1" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Hide"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="科目编码" PARAMETERID="CostType04" PARAMETERNAME="科目编码" PRIGHTTYPE="Hide"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="单台金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="是否参与IRR/XIRR核算" PARAMETERID="CostType10" PARAMETERNAME="是否参与IRR/XIRR核算" PRIGHTTYPE="Hide"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="比例限定" PARAMETERID="CostType09" PARAMETERNAME="比例限定" PRIGHTTYPE="Hide"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="输入方式" PARAMETERID="CostType06" PARAMETERNAME="输入方式" PRIGHTTYPE="Hide"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="比例参照费用" PARAMETERID="CostType07" PARAMETERNAME="比例参照费用" PRIGHTTYPE="Hide"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="总贴息金额" PARAMETERID="DISCOUNT_ALL" PARAMETERNAME="总贴息金额" PRIGHTTYPE="All"/></Parameters></Component>
-	<Component FORMAT="1" ID="PURCHASE_TAX" NAME="购置税" PRODUCT_TYPE="car_product" STATUS="1" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="比例限定" PARAMETERID="CostType09" PARAMETERNAME="比例限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与融资（汽车专用）" PARAMETERID="FINAN" PARAMETERNAME="是否参与融资" PRIGHTTYPE="Required" VALUE="Y"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="首付款比例" PARAMETERID="FIRST_PAYMENT_RATIO" PARAMETERNAME="首付款比例" PRIGHTTYPE="None"/></Parameters></Component>
-	<Component FORMAT="1" ID="VEHICLE_TAX" NAME="车船税" STATUS="2" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="科目编码" PARAMETERID="CostType04" PARAMETERNAME="科目编码" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与IRR/XIRR核算" PARAMETERID="CostType10" PARAMETERNAME="是否参与IRR/XIRR核算" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否需要选择融资" PARAMETERID="FINAN" PARAMETERNAME="是否需要选择融资" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="GPS_FEE" NAME="GPS安装服务费" PRODUCT_TYPE="car_product" STATUS="1" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="比例限定" PARAMETERID="CostType09" PARAMETERNAME="比例限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与融资（汽车专用）" PARAMETERID="FINAN" PARAMETERNAME="是否参与融资" PRIGHTTYPE="Required" VALUE="Y"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="首付款比例" PARAMETERID="FIRST_PAYMENT_RATIO" PARAMETERNAME="首付款比例" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否只读" PARAMETERID="RentMonthReadOnly" PARAMETERNAME="是否只读" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否差额放款（汽车专用）" PARAMETERID="isBalance" PARAMETERNAME="是否差额放款" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="TABLEWARE_FEE" NAME="加装费" PRODUCT_TYPE="car_product" STATUS="1" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="比例限定" PARAMETERID="CostType09" PARAMETERNAME="比例限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与融资（汽车专用）" PARAMETERID="FINAN" PARAMETERNAME="是否参与融资" PRIGHTTYPE="Required" VALUE="Y"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="比例参照费用" PARAMETERID="CostType07" PARAMETERNAME="比例参照费用" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="首付款比例" PARAMETERID="FIRST_PAYMENT_RATIO" PARAMETERNAME="首付款比例" PRIGHTTYPE="None"/></Parameters></Component><Component FORMAT="1" ID="MAINTAIN_FEE" NAME="保养费" STATUS="2" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="科目编码" PARAMETERID="CostType04" PARAMETERNAME="科目编码" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与IRR/XIRR核算" PARAMETERID="CostType10" PARAMETERNAME="是否参与IRR/XIRR核算" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否需要选择融资" PARAMETERID="FINAN" PARAMETERNAME="是否需要选择融资" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="INSURANCE_PREMIUM" NAME="保险费" PRODUCT_TYPE="" STATUS="1" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="比例限定" PARAMETERID="CostType09" PARAMETERNAME="比例限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与融资（汽车专用）" PARAMETERID="FINAN" PARAMETERNAME="是否参与融资" PRIGHTTYPE="Required" VALUE="Y"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="首付款比例" PARAMETERID="FIRST_PAYMENT_RATIO" PARAMETERNAME="首付款比例" PRIGHTTYPE="None"/></Parameters></Component>
+	<Component FORMAT="1" ID="PURCHASE_TAX" NAME="购置税" PRODUCT_TYPE="car_product" STATUS="1" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="比例限定" PARAMETERID="CostType09" PARAMETERNAME="比例限定" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与融资（汽车专用）" PARAMETERID="FINAN" PARAMETERNAME="是否参与融资" PRIGHTTYPE="Required" VALUE="Y"/><Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="比例参照费用" PARAMETERID="CostType07" PARAMETERNAME="比例参照费用" PRIGHTTYPE="ReadOnly" VALUE="EquipAmt"/></Parameters></Component>
+	<Component FORMAT="1" ID="VEHICLE_TAX" NAME="车船税" STATUS="2" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="科目编码" PARAMETERID="CostType04" PARAMETERNAME="科目编码" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与IRR/XIRR核算" PARAMETERID="CostType10" PARAMETERNAME="是否参与IRR/XIRR核算" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否需要选择融资" PARAMETERID="FINAN" PARAMETERNAME="是否需要选择融资" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="GPS_FEE" NAME="GPS安装服务费" PRODUCT_TYPE="car_product" STATUS="1" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="比例限定" PARAMETERID="CostType09" PARAMETERNAME="比例限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与融资（汽车专用）" PARAMETERID="FINAN" PARAMETERNAME="是否参与融资" PRIGHTTYPE="Required" VALUE="Y"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="首付款比例" PARAMETERID="FIRST_PAYMENT_RATIO" PARAMETERNAME="首付款比例" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否只读" PARAMETERID="RentMonthReadOnly" PARAMETERNAME="是否只读" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否差额放款（汽车专用）" PARAMETERID="isBalance" PARAMETERNAME="是否差额放款" PRIGHTTYPE="Required"/></Parameters></Component>
+	<Component FORMAT="1" ID="TABLEWARE_FEE" NAME="加装费" PRODUCT_TYPE="car_product" STATUS="1" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="比例限定" PARAMETERID="CostType09" PARAMETERNAME="比例限定" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与融资（汽车专用）" PARAMETERID="FINAN" PARAMETERNAME="是否参与融资" PRIGHTTYPE="Required" VALUE="Y"/><Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="比例参照费用" PARAMETERID="CostType07" PARAMETERNAME="比例参照费用" PRIGHTTYPE="ReadOnly" VALUE="EquipAmt"/></Parameters></Component><Component FORMAT="1" ID="MAINTAIN_FEE" NAME="保养费" STATUS="2" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="科目编码" PARAMETERID="CostType04" PARAMETERNAME="科目编码" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与IRR/XIRR核算" PARAMETERID="CostType10" PARAMETERNAME="是否参与IRR/XIRR核算" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否需要选择融资" PARAMETERID="FINAN" PARAMETERNAME="是否需要选择融资" PRIGHTTYPE="Required"/></Parameters></Component>
+	<Component FORMAT="1" ID="INSURANCE_PREMIUM" NAME="保险费" PRODUCT_TYPE="" STATUS="1" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与融资（汽车专用）" PARAMETERID="FINAN" PARAMETERNAME="是否参与融资" PRIGHTTYPE="Required" VALUE="Y"/><Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="比例参照费用" PARAMETERID="CostType07" PARAMETERNAME="比例参照费用" PRIGHTTYPE="ReadOnly" VALUE="EquipAmt"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="比例限定" PARAMETERID="CostType09" PARAMETERNAME="比例限定" PRIGHTTYPE="All"/></Parameters></Component>
 	<Component FORMAT="1" ID="telephone_home_visit" NAME="电核家访" STATUS="2" TYPE="PRD0382"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="电核家访" PARAMETERID="TelephoneHomeVisit" PARAMETERNAME="电核家访" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="investment_rate" NAME="光大出资比例" STATUS="2" TYPE="PRD0384"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="光大出资比例" PARAMETERID="InvestmentRate" PARAMETERNAME="光大出资比例" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="Interest_days" NAME="计息基础" STATUS="1" TYPE="PRD0383"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="计息基础" PARAMETERID="InterestDays" PARAMETERNAME="计息基础" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="Invoice_processing" NAME="开票处理" STATUS="2" TYPE="PRD0381"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="税率" PARAMETERID="TaxRate" PARAMETERNAME="税率" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="开票时点" PARAMETERID="BillingPoint" PARAMETERNAME="开票时点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否足期开票" PARAMETERID="PeriodInvoice" PARAMETERNAME="是否足期开票" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="提前开票天数" PARAMETERID="AdvanceInvoicing" PARAMETERNAME="提前开票天数" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="Residual_value_limit" NAME="残值限定" STATUS="2" TYPE="PRD0380"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="读写方式" PARAMETERID="ReadWriteMode" PARAMETERNAME="读写方式" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="默认值" PARAMETERID="DefaultValue" PARAMETERNAME="默认值" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="残值比例限定" PARAMETERID="EndValueRatio" PARAMETERNAME="残值比例限定" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="残值输入方式" PARAMETERID="InputType" PARAMETERNAME="残值输入方式" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="Residual_method" NAME="残值处理方式" STATUS="2" TYPE="PRD0380"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="残值处理方式" PARAMETERID="ResidualMethod" PARAMETERNAME="残值处理方式" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="PayDisparity" NAME="是否差额放款" STATUS="1" TYPE="PRD0385"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否差额放款" PARAMETERID="isBalance" PARAMETERNAME="是否差额放款" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="ChannelGuarantee" NAME="渠道方担保" STATUS="2" TYPE="PRD0386"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="担保人名称" PARAMETERID="GuaranteeName" PARAMETERNAME="担保人名称" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="担保人电话" PARAMETERID="GuaranteePhone" PARAMETERNAME="担保人电话" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="担保人地址" PARAMETERID="GuaranteeAddress" PARAMETERNAME="担保人地址" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="担保人证件号" PARAMETERID="GuaranteeNumber" PARAMETERNAME="担保人证件号" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="法定代表人" PARAMETERID="GuaranteeLegalName" PARAMETERNAME="法定代表人" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="担保类型" PARAMETERID="GuaranteeType" PARAMETERNAME="担保类型" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="关系" PARAMETERID="Relationship" PARAMETERNAME="关系" PRIGHTTYPE="Required"/></Parameters></Component>
 	<Component FORMAT="1" ID="CHANNEL_CAUTION_MONEY" NAME="渠道风险抵押金" STATUS="2" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="All" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="科目编码" PARAMETERID="CostType04" PARAMETERNAME="科目编码" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="是否显示比例" PARAMETERID="CostType05" PARAMETERNAME="是否显示比例" PRIGHTTYPE="Hide"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="输入方式" PARAMETERID="CostType06" PARAMETERNAME="输入方式" PRIGHTTYPE="Hide"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="比例参照费用" PARAMETERID="CostType07" PARAMETERNAME="比例参照费用" PRIGHTTYPE="Hide"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="Hide"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="比例限定" PARAMETERID="CostType09" PARAMETERNAME="比例限定" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="是否参与IRR/XIRR核算" PARAMETERID="CostType10" PARAMETERNAME="是否参与IRR/XIRR核算" PRIGHTTYPE="Hide"/></Parameters></Component> 
 	<Component FORMAT="1" ID="SigningAddress" NAME="签约地点" STATUS="2" TYPE="PRD0386"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="签约地点" PARAMETERID="SigningAddress" PARAMETERNAME="签约地点" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="MoneyLimits" NAME="融资额上下限" PRODUCT_TYPE="car_product" STATUS="1" TYPE="PRD0350"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="融资额下限" PARAMETERID="MoneyLowLimits" PARAMETERNAME="融资额下限" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="融资额上限" PARAMETERID="EquipUplimpits" PARAMETERNAME="融资额上限" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="贷款比例上限" PARAMETERID="MoneyUpLimits" PARAMETERNAME="贷款比例上限" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="GuarantorPeople" NAME="保证人" STATUS="2" TYPE="PRD0386"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="保证人名称" PARAMETERID="GuarantorName" PARAMETERNAME="保证人名称" PRIGHTTYPE="Required"/></Parameters></Component>
 	<Component FORMAT="1" ID="CleanMoneyRound" NAME="租赁本金圆整" STATUS="2" TYPE="PRD0323"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="租赁本金圆整" PARAMETERID="CleanMoney" PARAMETERNAME="租赁本金圆整" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="租赁本金圆整方式" PARAMETERID="CleanMoneyType" PARAMETERNAME="租赁本金圆整方式" PRIGHTTYPE="Required"/></Parameters></Component> 
 	<Component FORMAT="1" ID="even_corpus_day" NAME="等额本金按日计息" STATUS="2" TYPE="PRD0301"><Parameters><Parameter ARIGHTTYPE="All" DISPLAYNAME="默认还款日" PARAMETERID="DefaultDueDay" PARAMETERNAME="默认还款日" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="默认还款周期" PARAMETERID="PayFrequencyType" PARAMETERNAME="默认还款周期" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="指定周期" PARAMETERID="PayFrequency" PARAMETERNAME="指定周期" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="宽限期计算方式" PARAMETERID="PostponeFlag" PARAMETERNAME="宽限期计算方式" PRIGHTTYPE="Hide"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="是否启用节假日顺延" PARAMETERID="HolidayFlag" PARAMETERNAME="是否启用节假日顺延" PRIGHTTYPE="Hide"/></Parameters></Component><Component FORMAT="1" ID="car_even_interest" NAME="车辆均息法" STATUS="2" TYPE="PRD0301"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="默认还款日" PARAMETERID="DefaultDueDay" PARAMETERNAME="默认还款日" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="默认还款周期" PARAMETERID="PayFrequencyType" PARAMETERNAME="默认还款周期" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="指定周期" PARAMETERID="PayFrequency" PARAMETERNAME="指定周期" PRIGHTTYPE="All"/></Parameters></Component><Component FORMAT="1" ID="even_corpus_period" NAME="等额本金按期计息" STATUS="2" TYPE="PRD0301"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="默认还款日" PARAMETERID="DefaultDueDay" PARAMETERNAME="默认还款日" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="默认还款周期" PARAMETERID="PayFrequencyType" PARAMETERNAME="默认还款周期" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="指定周期" PARAMETERID="PayFrequency" PARAMETERNAME="指定周期" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="宽限期计算方式" PARAMETERID="PostponeFlag" PARAMETERNAME="宽限期计算方式" PRIGHTTYPE="Hide"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="是否启用节假日顺延" PARAMETERID="HolidayFlag" PARAMETERNAME="是否启用节假日顺延" PRIGHTTYPE="Hide"/></Parameters></Component>
-	<Component FORMAT="1" ID="INCIDENTAL" NAME="杂费" PRODUCT_TYPE="car_product" STATUS="1" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="比例限定" PARAMETERID="CostType09" PARAMETERNAME="比例限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与融资（汽车专用）" PARAMETERID="FINAN" PARAMETERNAME="是否参与融资" PRIGHTTYPE="Required" VALUE="Y"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="首付款比例" PARAMETERID="FIRST_PAYMENT_RATIO" PARAMETERNAME="首付款比例" PRIGHTTYPE="None"/></Parameters></Component>
+	<Component FORMAT="1" ID="INCIDENTAL" NAME="杂费" PRODUCT_TYPE="car_product" STATUS="1" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="比例限定" PARAMETERID="CostType09" PARAMETERNAME="比例限定" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否参与融资（汽车专用）" PARAMETERID="FINAN" PARAMETERNAME="是否参与融资" PRIGHTTYPE="Required" VALUE="Y"/><Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="比例参照费用" PARAMETERID="CostType07" PARAMETERNAME="比例参照费用" PRIGHTTYPE="ReadOnly" VALUE="EquipAmt"/></Parameters></Component>
 	<Component FORMAT="1" ID="FINAL_PAYMENT" NAME="尾款" STATUS="1" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="金额限定" PARAMETERID="CostType08" PARAMETERNAME="金额限定" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="All" DISPLAYNAME="比例限定" PARAMETERID="CostType09" PARAMETERNAME="比例限定" PRIGHTTYPE="All"/><Parameter ARIGHTTYPE="None" DISPLAYNAME="是否参与融资" PARAMETERID="FINAN" PARAMETERNAME="是否参与融资" PRIGHTTYPE="None"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="是否显示比例" PARAMETERID="CostType05" PARAMETERNAME="是否显示比例" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="输入方式" PARAMETERID="CostType06" PARAMETERNAME="输入方式" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="比例参照费用" PARAMETERID="CostType07" PARAMETERNAME="比例参照费用" PRIGHTTYPE="Required"/></Parameters></Component>
 	<Component FORMAT="1" ID="delay" NAME="还款延期" STATUS="2" TYPE="PRD0315"/><Component FORMAT="1" ID="period_type" NAME="先付/后付" STATUS="1" TYPE="PRD0350"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="先付/后付" PARAMETERID="begin_end" PARAMETERNAME="先付/后付" PRIGHTTYPE="Required"/></Parameters></Component><Component FORMAT="1" ID="OTHER_MONEY" NAME="其它" PRODUCT_TYPE="business_product" STATUS="1" TYPE="PRD0315"><Parameters><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收取方向" PARAMETERID="CostType01" PARAMETERNAME="收取方向" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付节点" PARAMETERID="CostType02" PARAMETERNAME="收付节点" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Required" DISPLAYNAME="收付对象" PARAMETERID="CostType03" PARAMETERNAME="收付对象" PRIGHTTYPE="Required"/><Parameter ARIGHTTYPE="Hide" DISPLAYNAME="比例参照费用" PARAMETERID="CostType07" PARAMETERNAME="比例参照费用" PRIGHTTYPE="Hide"/></Parameters></Component></Components>
\ No newline at end of file
diff --git a/WebContent/WEB-INF/etc/jbo/jbo_calc.xml b/WebContent/WEB-INF/etc/jbo/jbo_calc.xml
index 0b4775fbb..9eb015709 100644
--- a/WebContent/WEB-INF/etc/jbo/jbo_calc.xml
+++ b/WebContent/WEB-INF/etc/jbo/jbo_calc.xml
@@ -698,6 +698,10 @@
 				<attribute name="OTHER_MONEY" label="鍏朵粬" type="DOUBLE" length="22" scale="2"/>
 				<attribute name="RATE_TYPE" label="鍒╃巼绫诲瀷" type="STRING" length="32" />
 				<attribute name="FACTORY_ACCESSORIES" label="鍘熷巶閰嶄欢璐�" type="STRING" length="22" scale="2" />
+				<attribute name="TABLEWARE_FEE_RATIO" label="鍔犺璐规瘮渚�" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="INCIDENTAL_RATIO" label="鏉傝垂姣斾緥" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="PURCHASE_TAX_RATIO" label="璐疆绋庢瘮渚�" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="INSURANCE_PREMIUM_RATIO" label="淇濋櫓璐规瘮渚�" type="DOUBLE" length="22" scale="2"/>
 				
 			</attributes>
 			<manager>
@@ -986,6 +990,10 @@
 				<attribute name="FACTORY_ACCESSORIES" label="鍘熷巶閰嶄欢璐�" type="STRING" length="22" scale="2" />
 				<attribute name="OTHER_MONEY" label="鍏朵粬" type="DOUBLE" length="22" scale="2"/>
 				<attribute name="RATE_TYPE" label="鍒╃巼绫诲瀷" type="STRING" length="32" />
+				<attribute name="TABLEWARE_FEE_RATIO" label="鍔犺璐规瘮渚�" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="INCIDENTAL_RATIO" label="鏉傝垂姣斾緥" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="PURCHASE_TAX_RATIO" label="璐疆绋庢瘮渚�" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="INSURANCE_PREMIUM_RATIO" label="淇濋櫓璐规瘮渚�" type="DOUBLE" length="22" scale="2"/>
 			</attributes>
 			<manager>
 				<managerProperties>
@@ -1313,6 +1321,10 @@
 				<attribute name="HANDLING_CHARGE_MONEY_TYPE" label="鎵嬬画璐圭被鍨�" type="STRING" length="32" />
 				<attribute name="OTHER_MONEY" label="鍏朵粬" type="DOUBLE" length="22" scale="2"/>
 				<attribute name="RATE_TYPE" label="鍒╃巼绫诲瀷" type="STRING" length="32" />
+				<attribute name="TABLEWARE_FEE_RATIO" label="鍔犺璐规瘮渚�" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="INCIDENTAL_RATIO" label="鏉傝垂姣斾緥" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="PURCHASE_TAX_RATIO" label="璐疆绋庢瘮渚�" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="INSURANCE_PREMIUM_RATIO" label="淇濋櫓璐规瘮渚�" type="DOUBLE" length="22" scale="2"/>
 				
 			</attributes>
 			<manager>
@@ -2560,6 +2572,10 @@
 				<attribute name="HANDLING_CHARGE_MONEY_TYPE" label="鎵嬬画璐圭被鍨�" type="STRING" length="32" />
 				<attribute name="OTHER_MONEY" label="鍏朵粬" type="DOUBLE" length="22" scale="2"/>
 				<attribute name="RATE_TYPE" label="鍒╃巼绫诲瀷" type="STRING" length="32" />
+				<attribute name="TABLEWARE_FEE_RATIO" label="鍔犺璐规瘮渚�" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="INCIDENTAL_RATIO" label="鏉傝垂姣斾緥" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="PURCHASE_TAX_RATIO" label="璐疆绋庢瘮渚�" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="INSURANCE_PREMIUM_RATIO" label="淇濋櫓璐规瘮渚�" type="DOUBLE" length="22" scale="2"/>
 				
 			</attributes>
 			<manager>
@@ -2758,6 +2774,10 @@
 				<attribute name="HANDLING_CHARGE_MONEY_TYPE" label="鎵嬬画璐圭被鍨�" type="STRING" length="32" />
 				<attribute name="OTHER_MONEY" label="鍏朵粬" type="DOUBLE" length="22" scale="2"/>
 				<attribute name="RATE_TYPE" label="鍒╃巼绫诲瀷" type="STRING" length="32" />
+				<attribute name="TABLEWARE_FEE_RATIO" label="鍔犺璐规瘮渚�" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="INCIDENTAL_RATIO" label="鏉傝垂姣斾緥" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="PURCHASE_TAX_RATIO" label="璐疆绋庢瘮渚�" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="INSURANCE_PREMIUM_RATIO" label="淇濋櫓璐规瘮渚�" type="DOUBLE" length="22" scale="2"/>
 				
 			</attributes>
 			<manager>
@@ -3088,10 +3108,9 @@
 				<attribute name="RATE" label="绋庣巼" type="STRING" length="32"/>
 				<attribute name="ADDITIONAL_RATE" label="闄勫姞绋�" type="STRING" length="32"/>
 				<attribute name="INTEREST_DAY_TYPE" label="璁℃伅鏃ヨ绠楁柟寮�" type="STRING" length="32"/>
-				<attribute name="PURCHASE_TAX" label="璐疆绋�" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="PURCHASE_TAX" label="璐疆绋�" type="DOUBLE" length="22" scale="2"/>
 				<attribute name="PURCHASE_TAX_FINA" label="璐疆绋庢槸鍚﹀弬涓庤瀺璧�" type="STRING" length="32"/>
 				<attribute name="INSURANCE_PREMIUM" label="淇濋櫓璐�" type="DOUBLE" length="22" scale="2"/>
-				<attribute name="INSURANCE_PREMIUM_RATIO" label="淇濋櫓璐规瘮渚�" type="DOUBLE" length="22" scale="6"/>
 				<attribute name="INSURANCE_PREMIUM_FINA" label="淇濋櫓璐规槸鍚﹀弬涓庤瀺璧�" type="STRING" length="32"/>
 				<attribute name="INCIDENTAL" label="鏉傝垂" type="DOUBLE" length="22" scale="2"/>
 				<attribute name="INCIDENTAL_FINA" label="鏉傝垂鏄惁鍙備笌铻嶈祫" type="STRING" length="32"/>
@@ -3127,6 +3146,10 @@
 				<attribute name="HANDLING_CHARGE_MONEY_TYPE" label="鎵嬬画璐圭被鍨�" type="STRING" length="32" />
 				<attribute name="OTHER_MONEY" label="鍏朵粬" type="DOUBLE" length="22" scale="2"/>
 				<attribute name="RATE_TYPE" label="鍒╃巼绫诲瀷" type="STRING" length="32" />
+				<attribute name="TABLEWARE_FEE_RATIO" label="鍔犺璐规瘮渚�" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="INCIDENTAL_RATIO" label="鏉傝垂姣斾緥" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="PURCHASE_TAX_RATIO" label="璐疆绋庢瘮渚�" type="DOUBLE" length="22" scale="2"/>
+				<attribute name="INSURANCE_PREMIUM_RATIO" label="淇濋櫓璐规瘮渚�" type="DOUBLE" length="22" scale="2"/>
 				
 			</attributes>
 			<manager>