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修改等额本金和均息法的尾款处理

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This commit is contained in:
zhulianghua 2018-07-25 16:29:22 +08:00
parent 30180b15e3
commit 527b187d9d
3 changed files with 40 additions and 5 deletions
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8
calc/com/tenwa/reckon/executor/EvenInterestExecutor.java
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@ -51,13 +51,13 @@ public class EvenInterestExecutor extends FundRentPlanExecutor {
String leaseMoney = cb.getCleanLeaseMoney();
List<String> interest = new InterestCalServiceImpl().getInterestList(leaseMoney, cb.getLeaseTerm(), cb.getIncomeNumber() + cb.getGrace(), cb.getEquipEndValue(), cb.getYearRate());
List<String> corpus = null;
if("one_1".equals(cb.getCorpusType())){//按月付息一次还本
/*if("one_1".equals(cb.getCorpusType())){//按月付息一次还本
corpus = new CorpusServiceImpl().getCorpusListForOne(cb.getCleanLeaseMoney(), cb.getIncomeNumber(), cb.getEquipEndValue(), cb.getGrace());
}else if("three_1".equals(cb.getCorpusType())){//°´Ô¸Ϣ°´¼¾»¹±¾
corpus = new CorpusServiceImpl().getCorpusListForThree(cb.getCleanLeaseMoney(), cb.getIncomeNumber(), cb.getEquipEndValue(), cb.getGrace());
}else{
corpus = new CorpusServiceImpl().getCorpusList(cb.getCleanLeaseMoney(), cb.getIncomeNumber(), cb.getEquipEndValue(), cb.getGrace());
}
}else{*/
corpus = new CorpusServiceImpl().getCorpusListFinalPayment(cb, cb.getCleanLeaseMoney(), cb.getIncomeNumber(), cb.getEquipEndValue(), cb.getGrace());
//}
List<String> rentList = new RentalServiceImpl().getRentListByCond(cb.getCleanLeaseMoney(), cb.getEquipEndValue(), corpus, interest,cb);
List<String> dateList =pdsi.getPlanDateList(cb, String.valueOf(frpb.getRentList().size()));
List<String> interestDateList=pdsi.getInterestDateList(cb);

32
calc/com/tenwa/reckon/help/CorpusServiceImpl.java
View File

@ -99,6 +99,38 @@ public class CorpusServiceImpl {
return corpus_l;
}
/**
* scl ( 获得均息法下的利息列表 均息法 不区分期初期末的利息)
*
* @param leaseMoney
* 总本金
* @param Income_number
* 还款次数
* @param endValue
* 剩余本金
* @return
*/
public List<String> getCorpusListFinalPayment(ConditionBean cb, String leaseMoney, int Income_number, String endValue, int grace) {
String corpus = (new BigDecimal(leaseMoney).subtract(new BigDecimal(endValue))).divide(new BigDecimal(Income_number), 20, BigDecimal.ROUND_HALF_UP).setScale(RentTools.getCorpusAccuracy(), BigDecimal.ROUND_HALF_UP).toString();// 均息法下的本金值
BigDecimal finalPayment = new BigDecimal(cb.getFinalPayment());
if(finalPayment.compareTo(BigDecimal.ONE) != 0 && "final_payment_method02".equals(cb.getFinalPaymentMethod())) {
corpus = (new BigDecimal(leaseMoney).subtract(new BigDecimal(endValue))).subtract(finalPayment).divide(new BigDecimal(Income_number), 20, BigDecimal.ROUND_HALF_UP).setScale(RentTools.getCorpusAccuracy(), BigDecimal.ROUND_HALF_UP).toString();
}
List<String> corpus_l = new ArrayList<String>();
for (int i = 0; i < Income_number + grace; i++) {
if (i < grace) {
corpus_l.add("0.0");// 宽限期本金为0
} else {
if(i == cb.getIncomeNumber() - 1 && finalPayment.compareTo(BigDecimal.ONE) != 0 && "final_payment_method02".equals(cb.getFinalPaymentMethod())) {
corpus_l.add(finalPayment.add(new BigDecimal(corpus)).toString());
} else {
corpus_l.add(corpus);
}
}
}
return corpus_l;
}
/**
* 按月付息一次还本
*

5
calc/com/tenwa/reckon/util/RentCalculateUtil.java
View File

@ -245,6 +245,7 @@ public class RentCalculateUtil {
BigDecimal issueRate = condition.getIssueRate();// 期利率
BigDecimal leaseAmtRemain = leaseAmt;// 剩余本金
BigDecimal finalPayment = new BigDecimal(cb.getFinalPayment());
//求出日利率(按365天算)
for (int i = 0; i < interestDateList.size(); i++) {
BigDecimal corpus = null;
@ -258,7 +259,9 @@ public class RentCalculateUtil {
: new BigDecimal(corpusList.get(i));// 本金
}else{
corpus = ( corpusList == null || corpusList.size() <= 0 )
? leaseAmt.subtract(condition.getEquipEndValue()).divide(new BigDecimal(incomeTimes), Scale.CORPUS_SCALE, BigDecimal.ROUND_HALF_EVEN)
? finalPayment.compareTo(BigDecimal.ONE) != 0 && "final_payment_method02".equals(cb.getFinalPaymentMethod()) ?
leaseAmt.subtract(condition.getEquipEndValue()).subtract(finalPayment).divide(new BigDecimal(incomeTimes), Scale.CORPUS_SCALE, BigDecimal.ROUND_HALF_EVEN)
: leaseAmt.subtract(condition.getEquipEndValue()).divide(new BigDecimal(incomeTimes), Scale.CORPUS_SCALE, BigDecimal.ROUND_HALF_EVEN)
: new BigDecimal(corpusList.get(i));// 本金
}
BigDecimal interest = BigDecimal.ZERO;