diff --git a/src/com/amarsoft/awe/dw/ui/list/ProductsBusinessListUtil.java b/src/com/amarsoft/awe/dw/ui/list/ProductsBusinessListUtil.java
index e42fba365..12214154a 100644
--- a/src/com/amarsoft/awe/dw/ui/list/ProductsBusinessListUtil.java
+++ b/src/com/amarsoft/awe/dw/ui/list/ProductsBusinessListUtil.java
@@ -137,9 +137,9 @@ public class ProductsBusinessListUtil {
 	public static String  getProductISInsurance(String TYPENO) throws Exception{
 		String isParticipation = "";
 		Map<String, Map<String, String>> productRates = ProductParamUtil.getProductComponentType(TYPENO, "PRD0315");
-		Map<String, String> parms = productRates.get("PURCHASE_TAX");
+		Map<String, String> parms = productRates.get("INSURANCE_PREMIUM");
 		if(parms!=null && parms.size()>0){
-			isParticipation =getString( parms.get("INSURANCE_PREMIUM"));
+			isParticipation =getString( parms.get("FINAN"));
 		}
 		return isParticipation;
 		//return ProductParamUtil.getProductParameterValue(TYPENO, "PRD0315", "FINAL_PAYMENT", "CostType09");
@@ -150,7 +150,7 @@ public class ProductsBusinessListUtil {
 		Map<String, Map<String, String>> productRates = ProductParamUtil.getProductComponentType(TYPENO, "PRD0315");
 		Map<String, String> parms = productRates.get("TABLEWARE_FEE");
 		if(parms!=null && parms.size()>0){
-			isParticipation =getString( parms.get("INSURANCE_PREMIUM"));
+			isParticipation =getString( parms.get("FINAN"));
 		}
 		return isParticipation.length()>0?isParticipation:"Y";
 		//return ProductParamUtil.getProductParameterValue(TYPENO, "PRD0315", "FINAL_PAYMENT", "CostType09");
@@ -161,7 +161,7 @@ public class ProductsBusinessListUtil {
 		Map<String, Map<String, String>> productRates = ProductParamUtil.getProductComponentType(TYPENO, "PRD0315");
 		Map<String, String> parms = productRates.get("GPS_FEE");
 		if(parms!=null && parms.size()>0){
-			isParticipation =getString( parms.get("INSURANCE_PREMIUM"));
+			isParticipation =getString( parms.get("FINAN"));
 		}
 		return isParticipation;
 		//return ProductParamUtil.getProductParameterValue(TYPENO, "PRD0315", "FINAL_PAYMENT", "CostType09");
@@ -172,7 +172,7 @@ public class ProductsBusinessListUtil {
 		Map<String, Map<String, String>> productRates = ProductParamUtil.getProductComponentType(TYPENO, "PRD0315");
 		Map<String, String> parms = productRates.get("INCIDENTAL");
 		if(parms!=null && parms.size()>0){
-			isParticipation =getString( parms.get("INSURANCE_PREMIUM"));
+			isParticipation =getString( parms.get("FINAN"));
 		}
 		return isParticipation.length()>0?isParticipation: "Y" ;
 		//return ProductParamUtil.getProductParameterValue(TYPENO, "PRD0315", "FINAL_PAYMENT", "CostType09");