diff --git a/WebContent/Accounting/LoanSimulation/LoanBasicInfo.jsp b/WebContent/Accounting/LoanSimulation/LoanBasicInfo.jsp
index dd0028db8..63cc2fde4 100644
--- a/WebContent/Accounting/LoanSimulation/LoanBasicInfo.jsp
+++ b/WebContent/Accounting/LoanSimulation/LoanBasicInfo.jsp
@@ -1157,13 +1157,14 @@ function saveRecord(sPostEvents){
 	if ( 'Y' === '<%=flexible%>' ) {
 	    var yearRate = getItemValue( 0, 0, 'YEAR_RATE' );
 	    var rentValue = getItemValue( 0, 0, 'RENT_VALUE' );
-	    if ( Number( yearRate ) === 0 && Number( rentValue ) === 0 ) {
-			alert( '灵活产品下，请在测算年利率或预计租金中填值' );
+
+	    if(yearRate>0 || ( Number( yearRate ) === 0 && Number( rentValue ) === 0 )){
+			setItemValue( 0, 0, 'RENT_OR_RATE', 'rate' );
+		}else if(rentValue>0 && Number( yearRate ) === 0 ){
+			setItemValue( 0, 0, 'RENT_OR_RATE', 'rent' );
+		}else{
+			alert( '灵活产品下，测算年利率或预计租金不能为空或者小于0' );
 			return;
-		} else if ( Number( yearRate ) === 0 ) {
-	        setItemValue( 0, 0, 'RENT_OR_RATE', 'rent' );
-		} else {
-            setItemValue( 0, 0, 'RENT_OR_RATE', 'rate' );
 		}
 	    var cautionMoneyRatio = getItemValue( 0, 0, 'CAUTION_MONEY_RATIO' );
 	    var firstPaymentRatio = getItemValue( 0, 0, 'FIRST_PAYMENT_RATIO' );
diff --git a/calc/com/tenwa/reckon/executor/CreateTransactionExecutor.java b/calc/com/tenwa/reckon/executor/CreateTransactionExecutor.java
index 26072cc6b..f6644f1e1 100644
--- a/calc/com/tenwa/reckon/executor/CreateTransactionExecutor.java
+++ b/calc/com/tenwa/reckon/executor/CreateTransactionExecutor.java
@@ -92,7 +92,7 @@ public class CreateTransactionExecutor implements Transaction {
 			String yearRate = bean.getCb().getYearRate();
 			this.preHandle(bean.getCb(),bean);
 			checkYearRate( bean.getCb(), bean, new BigDecimal( bean.getCb().getYearRate() ) );//当初理解错误，成本利率和年利率不一样
-			if(bean.getCb().getRentOrRate().equals("rent")&&new BigDecimal(bean.getCb().getIncomeNumber()).multiply(new BigDecimal(bean.getCb().getRentValue())).compareTo(new BigDecimal(bean.getCb().getCleanLeaseMoney()))<=0){
+			if(bean.getCb().getRentOrRate().equals("rent")&&new BigDecimal(bean.getCb().getIncomeNumber()).multiply(new BigDecimal(bean.getCb().getRentValue())).compareTo(new BigDecimal(bean.getCb().getCleanLeaseMoney()))<0){
 				throw new BusinessException("按租金算年利率租金总和不能小于融资额");
 			}
 			bean.setProductType(productType);