diff --git a/src_cmb/com/tenwa/sdk/controller/CmbToCallbackController.java b/src_cmb/com/tenwa/sdk/controller/CmbToCallbackController.java
index 80ea520dc..9d1b443af 100644
--- a/src_cmb/com/tenwa/sdk/controller/CmbToCallbackController.java
+++ b/src_cmb/com/tenwa/sdk/controller/CmbToCallbackController.java
@@ -221,7 +221,7 @@ public class CmbToCallbackController extends BaseFlowStartAction {
 				distributor_id=di.getAttribute("DISTRIBUTOR_ID").toString();
 				String sql2 = "update O left join jbo.com.tenwa.lease.comm.LB_CONTRACT_INFO lci on lci.id=O.contract_id"
 						+" left join jbo.com.tenwa.lease.comm.LC_FUND_INCOME_CALLBACK_DETAIL_TEMP tt on tt.DISTRIBUTOR_ID=lci.distributor_id"
-						+" and O.FLOWUNID=tt.FLOWUNID set  O.EBANK_STATUS=case when tt.RTNFLG='S' then '05' else '04' end where O.FLOWUNID='"+FLOWUNID+"'and tt.DISTRIBUTOR_ID='"+distributor_id+"'" ;
+						+" and O.FLOWUNID=tt.FLOWUNID set  O.EBANK_STATUS=case when tt.RTNFLG='S' then '05' when tt.RTNFLG is null or tt.RTNFLG='' then '03' else '04' end where O.FLOWUNID='"+FLOWUNID+"'and tt.DISTRIBUTOR_ID='"+distributor_id+"'" ;
 				JBOFactory.createBizObjectQuery(LC_FUND_INCOME_TEMP.CLASS_NAME,sql2).executeUpdate();
 			}
 		}