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按月计息 = Monthly savings
按季计息 = Quarterly interest
按半年计息 = According to the first half of interest
按留学半年计息 = According to the study of semiannual interest
按年计息 = Annual interest
按固定月数计息 = According to the fixed number of months.
利随本清 = Benefit with this clear
预扣息 = Withholding information
按3个月对月对日计息 = By 3 months of monthly interest
按6个月对月对日计息 = By 6 months of monthly interest