99 lines
12 KiB
XML
99 lines
12 KiB
XML
<?xml version="1.0" encoding="GBK" standalone="no"?><Components><Component FORMAT="1" ID="RPT-01" NAME="等额本息" STATUS="1" TYPE="PRD0301">
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<Parameters>
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<Parameter ARIGHTTYPE="All" DISPLAYNAME="默认还款日" MAXIMUMVALUE="28" MINIMUMVALUE="1" PARAMETERID="DefaultDueDay" PARAMETERNAME="默认还款日" PRIGHTTYPE="All" SORTNO="" VALUE="21"/>
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<Parameter ARIGHTTYPE="Required" DISPLAYNAME="还款周期" OPTIONALVALUE="1,2,6" OPTIONALVALUENAME="按月,按季,指定周期" PARAMETERID="PayFrequencyType" PARAMETERNAME="还款周期" PRIGHTTYPE="Required" SORTNO="" VALUE="1" VALUENAME="按月"/>
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<Parameter ARIGHTTYPE="All" DISPLAYNAME="指定周期" MAXIMUMVALUE="" MINIMUMVALUE="1" PARAMETERID="PayFrequency" PARAMETERNAME="指定周期" PRIGHTTYPE="All" SORTNO=""/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="还款计划类型" PARAMETERID="PSType" PARAMETERNAME="还款计划类型" PRIGHTTYPE="ReadOnly" SORTNO="" VALUE="1"/>
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<Parameter ARIGHTTYPE="All" DISPLAYNAME="指定周期单位" PARAMETERID="PayFrequencyUnit" PARAMETERNAME="指定周期单位" PRIGHTTYPE="All" SORTNO="" VALUE="M"/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="区段期限标示" PARAMETERID="SegTermFlag" PARAMETERNAME="区段期限标示" PRIGHTTYPE="ReadOnly" SORTNO="" VALUE="1"/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="区段指定金额标示" PARAMETERID="SEGRPTAmountFlag" PARAMETERNAME="区段指定金额标示" PRIGHTTYPE="ReadOnly" SORTNO="" VALUE="1"/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="末期标示" PARAMETERID="FinalInstalmentFlag" PARAMETERNAME="末期标示" PRIGHTTYPE="Required" SORTNO="" VALUE="01"/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="首期标示" PARAMETERID="FirstInstalmentFlag" PARAMETERNAME="首期标示" PRIGHTTYPE="Required" SORTNO="" VALUE="02"/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="宽限期天数" PARAMETERID="Gracedays" PARAMETERNAME="宽限期天数" PRIGHTTYPE="Required" SORTNO="" VALUE="0"/>
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</Parameters>
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<Rules>
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<Rule desc="正常还款计划" filter="PSType='1' or PSType='2'" id="1">
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<Parameter id="DueDateScript" value="com.amarsoft.app.accounting.cashflow.due.impl.CommonDueDateScript"/>
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<Parameter id="PMTScript" value="com.amarsoft.app.accounting.cashflow.pmt.impl.PMTScript1"/>
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<Parameter id="PeriodScript" value="com.amarsoft.app.accounting.cashflow.due.impl.CommonPeriodScript"/>
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<Parameter id="PaymentScheduleScript" value="com.amarsoft.app.accounting.cashflow.ps.impl.CommonPaymentScheduleCreator"/>
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<Parameter id="InterestCalculatorScript" value="com.amarsoft.app.accounting.interest.calc.impl.MonthlyCalculator"/>
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</Rule>
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<Rule desc="费用计划" filter="PSType='3'" id="3">
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<Parameter id="DueDateScript" value="com.amarsoft.app.accounting.cashflow.due.impl.CommonDueDateScript"/>
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<Parameter id="PMTScript" value="com.amarsoft.app.accounting.cashflow.pmt.impl.PMTScript12"/>
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<Parameter id="PeriodScript" value="com.amarsoft.app.accounting.cashflow.due.impl.CommonPeriodScript"/>
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<Parameter id="PaymentScheduleScript" value="com.amarsoft.app.accounting.cashflow.ps.impl.FEEPaymentScheduleCreator"/>
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<Parameter id="InterestCalculatorScript" value="com.amarsoft.app.accounting.interest.calc.impl.MonthlyCalculator"/>
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</Rule>
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</Rules>
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</Component><Component FORMAT="1" ID="RAT02" NAME="固定利率" STATUS="1" TYPE="PRD0302">
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<Parameters>
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<Parameter ARIGHTTYPE="Required" DISPLAYNAME="执行年利率" MAXIMUMVALUE="" MINIMUMVALUE="0.000001" PARAMETERID="BusinessRate" PARAMETERNAME="执行年利率" PRIGHTTYPE="All" SORTNO=""/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="利率类型" PARAMETERID="RateType" PARAMETERNAME="利率类型" PRIGHTTYPE="ReadOnly" SORTNO="" VALUE="01" VALUENAME="贷款利率"/>
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<Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="利率单位" OPTIONALVALUE="" OPTIONALVALUENAME="" PARAMETERID="RateUnit" PARAMETERNAME="利率单位" PRIGHTTYPE="ReadOnly" SORTNO="" VALUE="01" VALUENAME="年利率(百分比)"/>
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<Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="利率调整方式" OPTIONALVALUE="" OPTIONALVALUENAME="" PARAMETERID="RepriceType" PARAMETERNAME="利率调整方式" PRIGHTTYPE="ReadOnly" SORTNO="" VALUE="7" VALUENAME="不调整"/>
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<Parameter ARIGHTTYPE="Required" DISPLAYNAME="利率类型" PARAMETERID="TermID" PARAMETERNAME="组件编号" PRIGHTTYPE="Hide" SORTNO=""/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="年基准天数" PARAMETERID="YearBaseDay" PARAMETERNAME="年基准天数" PRIGHTTYPE="ReadOnly" VALUE="360"/>
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</Parameters>
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</Component><Component FORMAT="1" ID="RAT01" NAME="浮动利率" STATUS="1" TYPE="PRD0302">
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<Parameters>
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<Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="基准年利率" PARAMETERID="BaseRate" PARAMETERNAME="基准年利率" PRIGHTTYPE="ReadOnly" SORTNO="" VALUE=""/>
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<Parameter ARIGHTTYPE="Required" DISPLAYNAME="基准利率类型" OPTIONALVALUE="010,020" OPTIONALVALUENAME="人行基准利率,公积金基准利率" PARAMETERID="BaseRateType" PARAMETERNAME="基准利率类型" PRIGHTTYPE="All" SORTNO="" VALUE="010" VALUENAME="人行基准利率"/>
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<Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="执行年利率" MAXIMUMVALUE="" MINIMUMVALUE="0.000001" PARAMETERID="BusinessRate" PARAMETERNAME="执行年利率" PRIGHTTYPE="ReadOnly" SORTNO=""/>
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<Parameter ARIGHTTYPE="Required" DISPLAYNAME="浮动幅度" MAXIMUMVALUE="" MINIMUMVALUE="10.00" PARAMETERID="RateFloat" PARAMETERNAME="浮动幅度" PRIGHTTYPE="All" SORTNO=""/>
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<Parameter ARIGHTTYPE="Required" DISPLAYNAME="利率浮动方式" OPTIONALVALUE="0,1" OPTIONALVALUENAME="浮动比率,浮动点" PARAMETERID="RateFloatType" PARAMETERNAME="利率浮动方式" PRIGHTTYPE="All" SORTNO="" VALUE="0" VALUENAME="浮动比率"/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="利率类型" PARAMETERID="RateType" PARAMETERNAME="利率类型" PRIGHTTYPE="ReadOnly" SORTNO="" VALUE="01" VALUENAME="贷款利率"/>
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<Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="利率单位" OPTIONALVALUE="" OPTIONALVALUENAME="" PARAMETERID="RateUnit" PARAMETERNAME="利率单位" PRIGHTTYPE="ReadOnly" SORTNO="" VALUE="01" VALUENAME="年利率(百分比)"/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="利率调整日期" PARAMETERID="DefaultRepriceDate" PARAMETERNAME="利率调整日期" PRIGHTTYPE="All" SORTNO="" VALUE=""/>
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<Parameter ARIGHTTYPE="All" DISPLAYNAME="利率调整期限" MAXIMUMVALUE="" MINIMUMVALUE="" PARAMETERID="RepriceTerm" PARAMETERNAME="利率调整期限" PRIGHTTYPE="All" SORTNO="" VALUE=""/>
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<Parameter ARIGHTTYPE="Required" DISPLAYNAME="利率调整方式" OPTIONALVALUE="1,2,3,8" OPTIONALVALUENAME="立即,次年初,次年对月对日,手工指定调整日" PARAMETERID="RepriceType" PARAMETERNAME="利率调整方式" PRIGHTTYPE="All" SORTNO="" VALUE="2" VALUENAME="次年初"/>
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<Parameter ARIGHTTYPE="All" DISPLAYNAME="利率调整期限单位" OPTIONALVALUE="" OPTIONALVALUENAME="" PARAMETERID="RepriceTermUnit" PARAMETERNAME="利率调整期限单位" PRIGHTTYPE="All" SORTNO="" VALUE="M" VALUENAME="月"/>
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<Parameter ARIGHTTYPE="Required" DISPLAYNAME="利率类型" PARAMETERID="TermID" PARAMETERNAME="组件编号" PRIGHTTYPE="Hide" SORTNO=""/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="年基准天数" PARAMETERID="YearBaseDay" PARAMETERNAME="年基准天数" PRIGHTTYPE="Required" VALUE="360"/>
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</Parameters>
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</Component><Component FORMAT="1" ID="FIN01" NAME="贷款罚息浮动利率" STATUS="1" TYPE="PRD0303">
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<Parameters>
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<Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="基准年利率" PARAMETERID="BaseRate" PARAMETERNAME="基准年利率" PRIGHTTYPE="ReadOnly" SORTNO="" VALUE=""/>
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<Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="基准利率类型" OPTIONALVALUE="01" OPTIONALVALUENAME="正常利率" PARAMETERID="BaseRateType" PARAMETERNAME="基准利率类型" PRIGHTTYPE="ReadOnly" SORTNO="" VALUE="01" VALUENAME="正常利率"/>
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<Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="罚息利率" MAXIMUMVALUE="" MINIMUMVALUE="" PARAMETERID="BusinessRate" PARAMETERNAME="执行年利率" PRIGHTTYPE="ReadOnly" SORTNO=""/>
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<Parameter ARIGHTTYPE="Required" DISPLAYNAME="浮动幅度" MAXIMUMVALUE="" MINIMUMVALUE="" PARAMETERID="RateFloat" PARAMETERNAME="浮动幅度" PRIGHTTYPE="All" SORTNO="" VALUE="50.00"/>
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<Parameter ARIGHTTYPE="Required" DISPLAYNAME="利率浮动方式" OPTIONALVALUE="0,1" OPTIONALVALUENAME="浮动比率,浮动点" PARAMETERID="RateFloatType" PARAMETERNAME="利率浮动方式" PRIGHTTYPE="All" SORTNO="" VALUE="0" VALUENAME="浮动比率"/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="利率类型" PARAMETERID="RateType" PARAMETERNAME="利率类型" PRIGHTTYPE="ReadOnly" SORTNO="" VALUE="02" VALUENAME="罚息利率"/>
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<Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="利率单位" OPTIONALVALUE="" OPTIONALVALUENAME="" PARAMETERID="RateUnit" PARAMETERNAME="利率单位" PRIGHTTYPE="ReadOnly" SORTNO="" VALUE="01" VALUENAME="年利率(百分比)"/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="利率调整日期" PARAMETERID="DefaultRepriceDate" PARAMETERNAME="利率调整日期" PRIGHTTYPE="All" SORTNO="" VALUE=""/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="利率调整期限" MAXIMUMVALUE="" MINIMUMVALUE="" PARAMETERID="RepriceTerm" PARAMETERNAME="利率调整期限" PRIGHTTYPE="All" SORTNO="" VALUE=""/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="利率调整方式" OPTIONALVALUE="1,2,3,7" OPTIONALVALUENAME="立即,次年初,次年对月对日,不调整" PARAMETERID="RepriceType" PARAMETERNAME="利率调整方式" PRIGHTTYPE="All" SORTNO="" VALUE="2" VALUENAME="次年初"/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="利率调整期限单位" OPTIONALVALUE="" OPTIONALVALUENAME="" PARAMETERID="RepriceTermUnit" PARAMETERNAME="利率调整期限单位" PRIGHTTYPE="All" SORTNO="" VALUE="M" VALUENAME="月"/>
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<Parameter ARIGHTTYPE="Required" DISPLAYNAME="罚息利率类型" PARAMETERID="TermID" PARAMETERNAME="组件编号" PRIGHTTYPE="ReadOnly" SORTNO=""/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="年基准天数" PARAMETERID="YearBaseDay" PARAMETERNAME="年基准天数" PRIGHTTYPE="Required" VALUE="360"/>
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</Parameters>
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</Component><Component FORMAT="1" ID="PRD04-06" NAME="贷后交易规则" STATUS="1" TYPE="PRD0405">
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<Parameters>
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<Parameter ARIGHTTYPE="None" DISPLAYNAME="禁还期" PARAMETERID="NoPayBackTerm" PARAMETERNAME="禁还期" PRIGHTTYPE="Required" VALUE="1"/>
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<Parameter ARIGHTTYPE="None" DISPLAYNAME="禁还期单位" MANDATORYVALUE="D" PARAMETERID="NoPayBackTermUnit" PARAMETERNAME="禁还期单位" PRIGHTTYPE="Required" VALUE="D"/>
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<Parameter ARIGHTTYPE="None" DISPLAYNAME="产品使用的交易" OPTIONALVALUE="1001,2001,2002,3001,3002,3003,3004,3005,3006,3007,3008,3010,3011,5050" OPTIONALVALUENAME="贷款发放,正常/逾期还/付款,提前还/付款,还款方式变更,利率变更,还款账户变更,贷款期限变更,默认还款日变更,贷款核销,贷款售出,本息调整,科目调整,机构调整,账单分期" PARAMETERID="AllowTransactionCode" PARAMETERNAME="产品使用的交易" PRIGHTTYPE="Required"/></Parameters>
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</Component><Component FORMAT="1" ID="PRD01-01" NAME="金额期限要求" STATUS="1" TYPE="PRD0103">
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<Parameters>
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<Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="业务币种" OPTIONALVALUE="CNY" OPTIONALVALUENAME="人民币" PARAMETERID="BusinessCurrency" PARAMETERNAME="业务币种" PRIGHTTYPE="All" SORTNO=""/>
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<Parameter ARIGHTTYPE="Required" DISPLAYNAME="贷款金额" MAXIMUMVALUE="5000.00" MINIMUMVALUE="500.00" PARAMETERID="BusinessSum" PARAMETERNAME="贷款金额" PRIGHTTYPE="All" SORTNO=""/>
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<Parameter ARIGHTTYPE="All" DISPLAYNAME="循环标志" PARAMETERID="RevolveFlag" PARAMETERNAME="循环标志" PRIGHTTYPE="Required" SORTNO="" VALUE="1"/>
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<Parameter ARIGHTTYPE="Hide" DISPLAYNAME="额度期限" MAXIMUMVALUE="12" MINIMUMVALUE="1" PARAMETERID="BusinessTerm" PARAMETERNAME="额度期限" PRIGHTTYPE="Required" VALUE=""/>
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</Parameters>
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</Component><Component FORMAT="2" ID="PRD02-02" NAME="组合减值准备计提规则" STATUS="1" TYPE="PRD0204">
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<Parameters>
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<Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="贷款五级分类结果" PARAMETERID="ClassifyResult" PARAMETERNAME="贷款五级分类结果" PRIGHTTYPE="Required"/>
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<Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="减值比例（减值准备=资产余额*减值比例）" PARAMETERID="DepreciationRate" PARAMETERNAME="减值比例（减值准备=资产余额*减值比例）" PRIGHTTYPE="Required"/>
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<Parameter ARIGHTTYPE="ReadOnly" DISPLAYNAME="贷款金额" PARAMETERID="BusinessSum" PARAMETERNAME="贷款金额" PRIGHTTYPE="Required"/>
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</Parameters>
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<DecisionTables>
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<DecisionTable ID="0" MAXIMUMVALUE_BUSINESSSUM="5000.00" MINIMUMVALUE_BUSINESSSUM="0.00" VALUE_CLASSIFYRESULT="01" VALUE_DEPRECIATIONRATE="0.005000"/>
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<DecisionTable ID="1" MAXIMUMVALUE_BUSINESSSUM="5000.00" MINIMUMVALUE_BUSINESSSUM="0.00" VALUE_CLASSIFYRESULT="02" VALUE_DEPRECIATIONRATE="0.020000"/>
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<DecisionTable ID="2" MAXIMUMVALUE_BUSINESSSUM="5000.00" MINIMUMVALUE_BUSINESSSUM="0.00" VALUE_CLASSIFYRESULT="03" VALUE_DEPRECIATIONRATE="0.100000"/>
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<DecisionTable ID="3" MAXIMUMVALUE_BUSINESSSUM="5000.00" MINIMUMVALUE_BUSINESSSUM=".00" VALUE_CLASSIFYRESULT="04" VALUE_DEPRECIATIONRATE="0.500000"/>
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<DecisionTable ID="4" MAXIMUMVALUE_BUSINESSSUM="5000.00" MINIMUMVALUE_BUSINESSSUM="0.00" VALUE_CLASSIFYRESULT="05" VALUE_DEPRECIATIONRATE="1.000000"/>
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</DecisionTables>
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</Component></Components> |