337 lines
17 KiB
Java
337 lines
17 KiB
Java
package com.tenwa.reckon.help;
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import java.math.BigDecimal;
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import java.math.BigInteger;
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import java.util.HashMap;
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import java.util.List;
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import java.util.Map;
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import com.amarsoft.app.als.sys.tools.Tools;
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import com.amarsoft.app.util.ProductParamUtil;
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import com.amarsoft.are.jbo.BizObject;
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import com.amarsoft.are.jbo.BizObjectManager;
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import com.amarsoft.are.jbo.JBOFactory;
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import com.amarsoft.are.jbo.JBOTransaction;
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import com.amarsoft.are.util.json.JSONObject;
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import com.amarsoft.awe.util.SqlObject;
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import com.tenwa.comm.exception.BusinessException;
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import com.tenwa.comm.util.jboutil.DataOperatorUtil;
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import com.tenwa.reckon.bean.ConditionBean;
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import com.tenwa.reckon.bean.FundRentPlanBean;
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import com.tenwa.reckon.bean.TabCalBean;
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import com.tenwa.reckon.constant.Scale;
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public class ConditionHelper {
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private JBOTransaction tx;
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public JBOTransaction getTx() {
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return tx;
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}
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public void setTx(JBOTransaction tx) {
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this.tx = tx;
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}
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public void run(JSONObject jsonObject,ConditionBean cb,TabCalBean bean,FundRentPlanBean rentPlan,Boolean flag) throws Exception{
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Map<String, String> params = this.runPre(jsonObject,cb, bean, rentPlan,flag);
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jsonObject.appendElement("info",params);
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//ÏîÄ¿´ÖÀû
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}
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public Map<String, String> runPre(JSONObject jsonObject,ConditionBean cb,TabCalBean bean,FundRentPlanBean rentPlan,Boolean flag) throws Exception{
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this.getGrossProfit(rentPlan, cb,bean);
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this.getCleancreditmoney(rentPlan, cb,bean);
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this.getFirstPaymentTotal(rentPlan, cb, bean);
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Map<String, String> params = new HashMap<String, String>();
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//irr ¼ÆË㷽ʽÐÞ¸Ä (1+irr/100)^12 -1
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/*if ("STAGE_IRR".equals(cb.getIrrType())) {
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String incomeNumberYear = cb.getIncomeNumberYear() ;
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int incomeType = incomeNumberYear.contains("_") == true ? Integer.valueOf(incomeNumberYear.split("_")[1]):Integer.valueOf(incomeNumberYear);
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//Integer.valueOf(incomeNumberYear.split("_")[1]);
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double irr = new BigDecimal(Double.valueOf(cb.getIrr())/12).setScale(6, BigDecimal.ROUND_HALF_UP).divide(new BigDecimal(100)).add(new BigDecimal(1)).pow(incomeType).subtract(new BigDecimal(1)).multiply(new BigDecimal(100)).setScale(6, BigDecimal.ROUND_HALF_UP).doubleValue();
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params.put("irr", String.valueOf(irr));
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}else{*/
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params.put("irr", cb.getIrr());
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//}
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if((!cb.getSettleMethod().equals("even_interest"))&&(!cb.getRentOrRate().equals("rate"))||flag){
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params.put("year_rate", cb.getYearRate());
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}
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if(cb.getSettleMethod().equals("even_interest")&&cb.getRentOrRate().equals("rent")){
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if(jsonObject.get("year_rate")!=null)
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params.put("year_rate", jsonObject.get("year_rate").getValue().toString());
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}
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if(cb.getSettleMethod().equals("irregular_rent")){
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params.put("INCOME_NUMBER",cb.getIncomeNumber()+"");
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}
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if((cb.getSettleMethod().equals("even_corpus")&&cb.getRentOrRate().equals("corpus_period"))||cb.getSettleMethod().equals("irregular_rent")||cb.getSettleMethod().equals("even_subsection")||(cb.getSettleMethod().equals("even_rent_day")&&(cb.getRentOrRate().equals("rent_period")||cb.getRentOrRate().equals("rent_period_360")))){
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params.put("FIRST_PLAN_DATE", cb.getFirstPlanDate());
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params.put("SECOND_PLAN_DATE", cb.getSecondPlanDate());
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params.put("INCOME_NUMBER",cb.getIncomeNumber()+"");
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}
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params.put("gross_profit", cb.getGrossProfit().toString());
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params.put("clean_credit_money", cb.getCleanCreditMoney().toString());
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params.put("clean_credit_ratio", cb.getCleanCreditRatio().toString());
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params.put("income_number", cb.getIncomeNumber() + "");
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params.put("lease_term", cb.getLeaseTerm()+"");
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params.put("FIRST_PAYMENT_TOTAL",cb.getFirstPaymentTotal());
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//¸üб£Ö¤½ðµÖ¿Û
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params.put("CAUTION_DEDUCTION_MONEY",cb.getCautionDeductionMoney());
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params.put("CAUTION_MONEY_REMAIN",cb.getCautionMoneyRemain());
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if ( "Y".equals( cb.getFlexible() ) ) {
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// Áé»î²úÆ·¼ÆËãÆäËûÏî
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try {
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Map<String, Map<String, String>> productRevenues = bean.getProductRevenues();
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String roaValue = productRevenues.get( "StrategyROA" ).get( "StrategyROA" );
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//String roaMax = productRevenues.get( "StrategyROA" ).get( "StrategyROA-MAX" );
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if(roaValue == null || roaValue.isEmpty()){
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throw new BusinessException( "Áé»î²úÆ·ROA±ØÐëÅäÖã¬ÇëÁªÒµÎñÈËÔ±£¡" );
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}
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BigDecimal irr = new BigDecimal ( cb.getIrr() ) ;
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String irrMin = productRevenues.get( "IRR" ).get( "IRR-MIN" );
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String irrMan = productRevenues.get( "IRR" ).get( "IRR-MAX" );
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if(irrMin == null || irrMin.isEmpty() || irrMan == null || irrMan.isEmpty()){
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throw new BusinessException( "Áé»î²úÆ·IRRÇø¼äÖµ±ØÐëÅäÖã¬ÇëÁªÒµÎñÈËÔ±£¡" );
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}
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if( !( irr.compareTo( new BigDecimal( irrMan ) ) <= 0 && irr.compareTo( new BigDecimal( irrMin ) ) >= 0 ) ){
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// throw new BusinessException( "IRR: "+irr.setScale( 2, 4 ).toString()+"£¬²»ÔÚ²úÆ·ÅäÖÃÇø¼ä·¶Î§ÄÚ£¡" );
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throw new BusinessException( "²»ÔÚ²úÆ·ÅäÖÃÇø¼ä·¶Î§ÄÚ£¡" );
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}
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//Ð޸ļÆËãÖеÄË°ÂÊÈ¡Öµ
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List<Map<String, String>> pslData = DataOperatorUtil.getDataBySql("select leasform from prd_specific_library where productid='"+bean.getProductId()+"'");
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BigDecimal interestRate =null; // ÀûϢ˰ÂÊ
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BigDecimal handRate =null; //ÊÖÐø·ÑË°ÂÊ
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BigDecimal gpsInstallFee =null;//GPSË°ÂÊ
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BigDecimal rentRate =null;// ×â½ðË°ÂÊ
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BigDecimal discountInterestRate =null;// ÌùϢ˰ÂÊ
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BigDecimal personalInsuranceRate =null;// ¸öÈËÒâÍâÏÕË°ÂÊ
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BigDecimal percentage = new BigDecimal("100");
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if( pslData!=null && pslData.size()>0){
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String leasform = pslData.get(0).get("leasform");
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List<Map<String, String>> rateData = DataOperatorUtil.getDataBySql("select t.INTEREST_RATE,t.HAND_RATE,t.gps_install_fee,t.rent,t.discount_interest_rate,t.personal_insurance_rate from (select INTEREST_RATE,HAND_RATE,gps_install_fee,rent,CONTRACT_DATE,discount_interest_rate,personal_insurance_rate from TAX_INFO where CONTRACT_DATE<= DATE_FORMAT(NOW(),'%Y/%m/%d') and BEFORE_AFTER='after' and lease_form='"+leasform+"' union all select INTEREST_RATE,HAND_RATE,gps_install_fee,rent,CONTRACT_DATE,discount_interest_rate,personal_insurance_rate from TAX_INFO where CONTRACT_DATE>=DATE_FORMAT(NOW(),'%Y/%m/%d') and BEFORE_AFTER='before' and lease_form='"+leasform+"' ) t order by t.CONTRACT_DATE desc limit 1");
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if( rateData!=null && rateData.size()>0 && rateData.get(0).get("discount_interest_rate") != null && rateData.get(0).get("personal_insurance_rate") != null){
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interestRate = BigDecimal.ONE.add( new BigDecimal ( rateData.get(0).get("INTEREST_RATE") ).divide(percentage) );
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handRate = BigDecimal.ONE.add( new BigDecimal (rateData.get(0).get("HAND_RATE") ).divide(percentage) );
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gpsInstallFee = BigDecimal.ONE.add( new BigDecimal (rateData.get(0).get("gps_install_fee") ).divide( percentage ) );
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rentRate = BigDecimal.ONE.add( new BigDecimal ( rateData.get(0).get("rent") ).divide( percentage ) );
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discountInterestRate = BigDecimal.ONE.add( new BigDecimal ( rateData.get(0).get("discount_interest_rate") ).divide( percentage ) );
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personalInsuranceRate = BigDecimal.ONE.add( new BigDecimal ( rateData.get(0).get("personal_insurance_rate") ).divide( percentage ) );
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}else{
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throw new BusinessException( "δÅäÖöÔӦ˰ÂÊ£¡" );
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}
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}
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// 1 + Ë°²î
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// BigDecimal tax = BigDecimal.ONE.add( new BigDecimal( cb.getRate() ) );
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// ÀûÏ¢ºÍ
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List<String> interestBusinessList = rentPlan.getInterestBusinessList();
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BigDecimal allInterest = BigDecimal.ZERO;
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for ( String interestBusiness : interestBusinessList ) {
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allInterest = allInterest.add( new BigDecimal( interestBusiness ) );
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}
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// ÊÖÐø·Ñ
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BigDecimal handlingChargeMoney = new BigDecimal( cb.getHandlingChargeMoney() );
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// GPS²î¶î
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// BigDecimal gpsDifference = new BigDecimal( cb.getGPSDifference() );
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BigDecimal gpsDifference = new BigDecimal( productRevenues.get( "GPSDifference" ).get( "GPSDifference" ) );//È¡²úÆ·ÊÕÒæÖеÄGPS²î¶îÅäÖÃ
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String personalInsuranceDifference = "0" ;//»ñÈ¡²úÆ·ÖеĸöÈËÒâÍâÏÕ²î¶îÅäÖÃ
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Map<String, String> pidMap = productRevenues.get( "personalInsuranceDifference" );
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if( pidMap != null && pidMap.size() > 0){
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personalInsuranceDifference = pidMap.get("personalInsuranceDifference");
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if( personalInsuranceDifference == null || personalInsuranceDifference.isEmpty() ){
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personalInsuranceDifference = "0";
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}
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}
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// ÊÕÈë
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BigDecimal in = allInterest.divide( interestRate , 2, 4 ).add( handlingChargeMoney.divide( handRate, 2, 4 ) ).add( gpsDifference.divide( gpsInstallFee, 2, 4 ) ).add( new BigDecimal( cb.getDiscountInterest() ).divide(discountInterestRate , 2 ,4 ) ).add( new BigDecimal( personalInsuranceDifference ).divide( personalInsuranceRate , 2 ,4 ) );
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// ×âÁÞÄêÏÞ
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int leaseTerm = cb.getLeaseTerm()/12;
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// ÈÚ×ʶî
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BigDecimal cleanLeaseMoney = new BigDecimal( cb.getCleanLeaseMoney() );
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String rentSql = "select corpus,ALL_REMAIN_CORPUS from LC_RENT_PLAN_TEMP where flowunid ='"+cb.getDocId()+"' order by plan_date";
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List<Map<String, String>> rentPlanData =DataOperatorUtil.getDataBySql(tx, rentSql, null);
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BigDecimal cautionMoney = new BigDecimal( cb.getCautionMoney() );
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BigDecimal costMoney = BigDecimal.ZERO;
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BigDecimal CostInterestRate = new BigDecimal (productRevenues.get( "CostInterestRate" ).get( "CostInterestRate" ) ).divide( percentage ) ;//²úÆ·Öеijɱ¾ÀûÂÊ
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for (Map<String, String> map : rentPlanData) {
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//surplus:µ±ÆÚ±¾½ð+Ê£Óà±¾½ð ¡£ cautionMoney £º±£Ö¤½ð
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BigDecimal surplus = new BigDecimal(map.get("corpus") ).add(new BigDecimal(map.get("ALL_REMAIN_CORPUS")));
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if(surplus.compareTo(cautionMoney)>0){
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costMoney = costMoney.add( surplus.subtract(cautionMoney).multiply( CostInterestRate).divide( new BigDecimal("12"), 2 , 4 ) );
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}
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}
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System.out.println(costMoney);
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// ³É±¾
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BigDecimal cost = costMoney.divide( rentRate, 2, 4 );
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// ÔËÓª·ÑÂÊ
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String operatingRate = productRevenues.get( "OperatingRate" ).get( "OperatingRate" );
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// ÔËÓª·ÑÓÃ
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BigDecimal operatingExpenses = cleanLeaseMoney.multiply( new BigDecimal( operatingRate ).divide( percentage ) );
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// ·çÏÕ¼ÆÌá±ÈÂÊ
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String riskAccrualRatio = productRevenues.get( "RiskAccrualRatio" ).get( "RiskAccrualRatio" );
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// ·çÏÕ¼ÆÌá
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BigDecimal withdrawalRisk = cleanLeaseMoney.multiply( new BigDecimal( riskAccrualRatio ).divide( percentage ) );
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// ROA
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BigDecimal roa = in.subtract( cost ).subtract( operatingExpenses ).subtract( withdrawalRisk ).multiply( new BigDecimal( 0.75 ) ).divide( cleanLeaseMoney, 2, 4 ).multiply( new BigDecimal( 2 ) );
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StringBuilder sb = new StringBuilder();
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sb.append(cb.getDocId()).append("µÄROA¼ÆËã²ÎÊý=ÀûÏ¢ºÍ:").append(allInterest).append(",ÀûϢ˰ÂÊ:").append(interestRate).append(",ÊÖÐø·Ñ:").append(handlingChargeMoney)
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.append(",ÊÖÐø·ÑË°ÂÊ£º").append(handRate).append(",GPS²î¶î:").append(gpsDifference).append(",GPS²î¶îË°ÂÊ:").append(gpsInstallFee)
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.append(",×â½ð±íÀï³É±¾ºÍ£º").append(costMoney).append(",±£Ö¤½ð½ð¶î:").append(cb.getCautionMoney()).append(",×âÁÞÄêÏÞ:").append(leaseTerm)
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.append(",³É±¾ÀûÂÊ£º").append(CostInterestRate).append(",×â½ðË°ÂÊ:").append(rentRate).append(",ÈÚ×ʽð¶î:").append(cleanLeaseMoney)
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.append(",ÔËÓª·ÑÂÊ£º").append(new BigDecimal( operatingRate ).divide( percentage ) ).append(",·çÏÕ¼ÆÌá±ÈÂÊ:").append( new BigDecimal( riskAccrualRatio ).divide( percentage ) )
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.append(",ÊÕÈ룺").append(in).append(",³É±¾£º").append(cost).append(",ÔËÓª·ÑÓãº").append(operatingExpenses).append(",·çÏÕ¼ÆÌ᣺").append(withdrawalRisk);
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System.out.println(sb.toString());
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if ( roa.compareTo( new BigDecimal( roaValue ).divide( new BigDecimal("100") ) ) < 0 ) {
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throw new BusinessException( "ROAСÓÚ²úÆ·ÅäÖã¡" );
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}
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// Õ½ÂÔϵÊý
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String strategicCoefficient = productRevenues.get( "StrategicCoefficient" ).get( "StrategicCoefficient" );
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params.put( "OPERATING_RATE", operatingRate );
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params.put( "RISK_ACCRUAL_RATIO", riskAccrualRatio );
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params.put( "STRATEGIC_COEFFICIENT", strategicCoefficient );
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params.put( "STRATEGY_ROA", roa.toString() );
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} catch ( Exception e ) {
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throw new BusinessException( e.getMessage() );
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}
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}
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this.updateCondition(bean, params);
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return params;
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}
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/**
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* @throws Exception
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*
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* @Title: getGrossProfit
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* @author zhangc
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* @Description: ÏîÄ¿´ÖÀû£º²ÆÎñÀûÏ¢×ܺÍ+ÊÖÐø·Ñ+¹ÜÀí·Ñ+·µµãÊÕÈë+ÀûÏ¢²¹Ìù-±£ÏÕ·Ñ£¨ÎÒ˾£©+×âÇ°Ï¢+ÃûÒå»õ¼Û+ÆäËûÊÕÈë-ÆäËûÖ§³ö
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* @return
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* @return BigDecimal
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* @throws
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*/
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private void getGrossProfit(FundRentPlanBean fundRent,ConditionBean cb,TabCalBean bean) throws Exception{
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String productId=bean.getProductId();
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String formula= ProductParamUtil.getProductParameterValue(productId,"PRD0330","GrossProfit","Formula");
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String FinanceInterest=ProductParamUtil.getProductParameterValue(productId,"PRD0330","GrossProfit","FinanceInterest");
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BigDecimal money=BigDecimal.ZERO;
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JBOTransaction jbotx=JBOFactory.createJBOTransaction();
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try{
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if(formula.length()>0){
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String sql="select "+formula+" as total from "+Tools.getTable(bean.getCondition_tb())+" where flowunid='"+bean.getDocId()+"' and "+bean.getPlanCName()+"='"+bean.getPlanCValue()+"'";
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List<Map<String,String>> list=DataOperatorUtil.getDataBySql(jbotx, sql, null);
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if(list.size()>0){
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money=money.add(new BigDecimal(list.get(0).get("TOTAL")));
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}
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}
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}catch(Exception e){
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//e.printStackTrace();
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}
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List<String> interest=fundRent.getInterestBusinessList();
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if(FinanceInterest.equals("Y")){
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for(int i=0;i<interest.size();i++){
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money=money.add(new BigDecimal(interest.get(i)));
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}
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}
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cb.setGrossProfit(money);
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jbotx.commit();
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}
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/**
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*
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* <p>¼ÆË㾫ÊÚÐŶ</p>
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* <p>¹«Ê½£º¾»ÊÚÐŶî = É豸¿î£Ê׸¶¿î£±£Ö¤½ð-ÆäËûÊÕÈë+ÆäËûÖ§³ö-ÆÚ³õµÚ1ÆÚ×â½ð+±£ÏÕ·Ñ-³§ÉÌ·µÀû-ÊÖÐø·Ñ - ¹ÜÀí·Ñ¡£</p>
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* @author zhangc
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* @param rentPlanList ×â½ð¼Æ»®¼¯ºÏ
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* @param result ·µ»Øǰ̨µÄMAP¼¯ºÏ
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* @return
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* @throws Exception
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*/
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private void getCleancreditmoney(FundRentPlanBean rentPlan,ConditionBean cb,TabCalBean bean) throws Exception{
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String productId=bean.getProductId();
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String formula= ProductParamUtil.getProductParameterValue(productId,"PRD0330","CleanCreditMoney","Formula");
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BigDecimal money=BigDecimal.ZERO;
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JBOTransaction jbotx=JBOFactory.createJBOTransaction();
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try{
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if(formula.length()>0){
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String sql="select "+formula+" as total from "+Tools.getTable(bean.getCondition_tb())+" where flowunid='"+bean.getDocId()+"' and "+bean.getPlanCName()+"='"+bean.getPlanCValue()+"'";
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List<Map<String,String>> list=DataOperatorUtil.getDataBySql(jbotx, sql, null);
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if(list.size()>0){
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money=money.add(new BigDecimal(list.get(0).get("TOTAL")));
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}
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}
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}catch(Exception e){
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//e.printStackTrace();
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}
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/*//ÆÚ³õµÚ1ÆÚ×â½ð
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String periodtype = cb.getPeriodType();
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BigDecimal firstRent = BigDecimal.ZERO;
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if("1".equals(periodtype) || "period_type_1".equals(periodtype)){
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if(rentPlan != null && rentPlan.getRentList() != null && 0 < rentPlan.getRentList().size()){
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firstRent = new BigDecimal(rentPlan.getRentList().get(0)) ;
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}
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}
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String f= ProductParamUtil.getProductParameterValue(productId,"PRD0330","CleanCreditMoney","FirstRent");
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if("Y".equals(f)){
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money=money.subtract(firstRent);
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}*/
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cb.setCleanCreditMoney(money);
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cb.setCleanCreditRatio(money.multiply(new BigDecimal(100)).divide(new BigDecimal(cb.getEquipAmt()), Scale.RATE_SCALE, BigDecimal.ROUND_HALF_UP));
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jbotx.commit();
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}
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/**
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* ¼ÆËãÆÚ³õ¸¶¿î×ܼÆ
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* @param rentPlan
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* @param cb
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* @param bean
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* @throws Exception
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*/
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private void getFirstPaymentTotal(FundRentPlanBean rentPlan,ConditionBean cb,TabCalBean bean) throws Exception{
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String productId=bean.getProductId();
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String formula= ProductParamUtil.getProductParameterValue(productId,"PRD0330","PeriodBeginPayMoney","Formula");
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BigDecimal money=BigDecimal.ZERO;
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JBOTransaction jbotx=JBOFactory.createJBOTransaction();
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try{
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if(formula.length()>0){
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String sql="select "+formula+" as total from "+Tools.getTable(bean.getCondition_tb())+" where flowunid='"+bean.getDocId()+"' and "+bean.getPlanCName()+"='"+bean.getPlanCValue()+"'";
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List<Map<String,String>> list=DataOperatorUtil.getDataBySql(jbotx, sql, null);
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if(list.size()>0){
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money=money.add(new BigDecimal(list.get(0).get("TOTAL")));
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}
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}
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}catch(Exception e){
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//e.printStackTrace();
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}
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//ÆÚ³õµÚ1ÆÚ×â½ð
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String periodtype = cb.getPeriodType();
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BigDecimal firstRent = BigDecimal.ZERO;
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||
if("1".equals(periodtype) || "period_type_1".equals(periodtype)){
|
||
if(rentPlan != null && rentPlan.getRentList() != null && 0 < rentPlan.getRentList().size()){
|
||
firstRent = new BigDecimal(rentPlan.getRentList().get(0)) ;
|
||
}
|
||
}
|
||
String f= ProductParamUtil.getProductParameterValue(productId,"PRD0330","PeriodBeginPayMoney","FirstRent");
|
||
if("Y".equals(f)){
|
||
money=money.add(firstRent);
|
||
}
|
||
cb.setFirstPaymentTotal(money.toString());
|
||
jbotx.commit();
|
||
}
|
||
|
||
|
||
private void updateCondition(TabCalBean tcb,Map<String, String> params) throws Exception {
|
||
BizObjectManager bm=JBOFactory.getBizObjectManager(tcb.getCondition_tb(), tx);
|
||
BizObject condition=bm.createQuery("flowunid=:flowunid and "+tcb.getPlanCName()+"=:value").setParameter("flowunid", tcb.getDocId()).setParameter("value", tcb.getPlanCValue()).getSingleResult(true);
|
||
for(Map.Entry<String,String> entry:params.entrySet()){
|
||
condition.setAttributeValue(entry.getKey(), entry.getValue());
|
||
}
|
||
bm.saveObject(condition);
|
||
}
|
||
}
|