1017 lines
42 KiB
Java
1017 lines
42 KiB
Java
package com.tenwa.loan.calc;
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import java.math.BigDecimal;
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import java.text.DecimalFormat;
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import java.text.ParseException;
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import java.util.ArrayList;
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import java.util.HashMap;
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import java.util.List;
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import java.util.Map;
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import jbo.loan.LOAN_CORPUS_PLAN;
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import jbo.loan.LOAN_INTEREST_PLAN;
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import jbo.loan.LOAN_RATE_ADJUST;
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import org.apache.log4j.Logger;
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import com.amarsoft.are.jbo.BizObject;
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import com.amarsoft.are.jbo.BizObjectManager;
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import com.amarsoft.are.jbo.JBOException;
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import com.amarsoft.are.jbo.JBOFactory;
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import com.amarsoft.are.jbo.JBOTransaction;
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import com.tenwa.comm.util.jboutil.DataOperatorUtil;
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import com.tenwa.reckon.constant.Scale;
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import com.tenwa.reckon.util.DateTools;
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import com.tenwa.reckon.util.DateUtils;
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import com.tenwa.reckon.util.NumberUtils;
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public class FundCalculateHelper {
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private static Logger logger = Logger.getLogger(FundCalculateHelper.class);
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/**
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* 构建日期计算函数createplandate，输入参数：起算日期、计算方式、还款日，输出：下一还款日期
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手工---不计算，不调用createplandate
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季末月---取距起算日期最近的3、6、9、12月份的年月+还款日
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半年末月---取距起算日期最近的6、12月份的年月+还款日
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年末月---取距起算日期最近的12月份的年月+还款日
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月---起算日期+1个月的年月+还款日
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3个月--- 起算日期+3个月的年月+还款日
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6个月--- 起算日期+6个月的年月+还款日
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12个月--- 起算日期+12个月的年月+还款日
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到期一次还清---返回到期日，不调用createplandate
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* @param startDate
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* @param calcType
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* @param payDay
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* @return
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* @throws Exception
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*/
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public static String createPlanDate(String startDate, String calcType, String payDay) throws Exception {
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String planDate = "";
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if ("corpus_pay_type02".equals(calcType) || "interestpaytype02".equals(calcType)) {// 季末月：取距起算日期最近的3、6、9、12月份的年月+还款日
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planDate = getQuarterTerminalDate(startDate, payDay);
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} else if ("corpus_pay_type03".equals(calcType) || "interestpaytype03".equals(calcType)) {// 半年末月：取距起算日期最近的6、12月份的年月+还款日
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planDate = getHalfYearTerminalDate(startDate, payDay);
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} else if ("corpus_pay_type04".equals(calcType) || "interestpaytype04".equals(calcType)) {// 年末月：取距起算日期最近的12月份的年月+还款日
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planDate = getYearTerminalDate(startDate, payDay);
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} else if ("corpus_pay_type05".equals(calcType) || "interestpaytype01".equals(calcType)) {// 月：起算日期+1个月的年月+还款日
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planDate = DateTools.dateAdd("month", 1, startDate);
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planDate = DateTools.setDateDay(planDate, payDay);
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} else if ("corpus_pay_type06".equals(calcType)) {// 3个月： 起算日期+3个月的年月+还款日
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planDate = DateTools.dateAdd("month", 3, startDate);
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planDate = DateTools.setDateDay(planDate, payDay);
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} else if ("corpus_pay_type07".equals(calcType)) {// 6个月： 起算日期+6个月的年月+还款日
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planDate = DateTools.dateAdd("month", 6, startDate);
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planDate = DateTools.setDateDay(planDate, payDay);
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} else if ("corpus_pay_type08".equals(calcType)) {// 12个月： 起算日期+12个月的年月+还款日
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planDate = DateTools.dateAdd("month", 12, startDate);
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planDate = DateTools.setDateDay(planDate, payDay);
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}
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return planDate;
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}
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/**
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* 获得计划日期列表
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* @param payType：还本方式、利息还款方式
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* @param startDate：放款日
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* @param endDate：到期日
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* @param payDay：还本、付息、结息日
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* @param lastInterestFlag:是否最后一笔利随本金
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* @return 计划日期列表
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* @throws Exception
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*/
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public static List<String> getPlanDateList(String payType, String startDate, String endDate, String payDay, String lastInterestFlag) throws Exception {
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List<String> list = new ArrayList<String>();
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if("corpus_pay_type01".equals(payType) || "interestpaytype05".equals(payType)){//手工
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return list;
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}else if("corpus_pay_type09".equals(payType) || "interestpaytype07".equals(payType)){//到期一次还清
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list.add(endDate);
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return list;
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}else{
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String planDate = startDate;
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int dateFlag = 0;
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do{
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planDate = FundCalculateHelper.createPlanDate(planDate, payType, payDay);
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dateFlag = DateTools.compareToDate(planDate, endDate);
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if(dateFlag<0){
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list.add(planDate);
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}
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}while(dateFlag<0);
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if("否".equals(lastInterestFlag)){//利息是否最后一笔利随本金
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list.add(planDate);
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}else{
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list.add(endDate);
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}
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return list;
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}
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}
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/**
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* 获得本金列表
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* @param amount:借款金额
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* @param term：还款次数
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* @return 本金列表
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*/
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public static List<BigDecimal> getCorpusList(BigDecimal amount, int term){
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List<BigDecimal> list = new ArrayList<BigDecimal>();
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BigDecimal corpus = BigDecimal.ZERO;
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BigDecimal totalCorpus = BigDecimal.ZERO;
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if(term>0){
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corpus = amount.divide(new BigDecimal(term), Scale.CORPUS_SCALE, BigDecimal.ROUND_HALF_UP);
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for(int i=0; i<term; i++){
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if(i == term-1){//最后一期本金处理
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corpus = amount.subtract(totalCorpus);
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}
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list.add(corpus);
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totalCorpus = totalCorpus.add(corpus);
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}
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}
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return list;
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}
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/**
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* 获得利息列表
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* @param amount:借款金额
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* @param startDate：放款日期
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* @param settlementDateList：有序的结息日列表
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* @param corpusPlanDate：有序的本金还款日列表
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* @param corpusList：有序的本金列表
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* @param dayRate：日息率
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* @return 利息列表
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* @throws ParseException
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*/
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public static List<BigDecimal> getInterestList(BigDecimal overageCorpus, String startDate, List<String> settlementDateList, List<String> corpusPlanDate, List<BigDecimal> corpusList, BigDecimal dayRate) throws Exception{
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List<BigDecimal> list = new ArrayList<BigDecimal>();
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String calcStartDate = startDate;
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String calcEndDate = startDate;
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String settleDate = startDate;
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BigDecimal interest = BigDecimal.ZERO;
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long days = 0;
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int j=0;
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int size = settlementDateList.size();
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for(int i=0; i<size; i++){
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interest = BigDecimal.ZERO;
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settleDate = settlementDateList.get(i);
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//结息日大于还款日
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for(; j<corpusList.size() && DateTools.compareToDate(settleDate, corpusPlanDate.get(j))==1; j++){
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calcEndDate = corpusPlanDate.get(j);//还款日
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days = DateTools.getDateDiff(calcEndDate, calcStartDate);//返回两时间间隔天数
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//上次结息日与还款日之间的利息
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interest = interest.add(overageCorpus.multiply(new BigDecimal(days)).multiply(dayRate));
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overageCorpus = overageCorpus.subtract(corpusList.get(j));
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calcStartDate = calcEndDate;//将本次的结束日期设为下次的开始日期
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}
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calcEndDate = settleDate;
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//这次的还款日与结息日之间的天数
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days = DateTools.getDateDiff(calcEndDate, calcStartDate);
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//这次的还款日与结息日之间的利息
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interest = interest.add(overageCorpus.multiply(new BigDecimal(days)).multiply(dayRate));
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interest = interest.setScale(Scale.INTEREST_SCALE, BigDecimal.ROUND_HALF_UP);
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calcStartDate = calcEndDate;//将本次的结束日期设为下次的开始日期
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list.add(interest);
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}
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return list;
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}
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/**
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* 获得利息列表
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* @param amount:借款金额
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* @param startDate：放款日期
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* @param settlementDateList：有序的结息日列表
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* @param corpusPlanDate：有序的本金还款日列表
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* @param corpusList：有序的本金列表
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* @param rateList 利率变化列表
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* @param rateYearDays 年计息天数
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* @return
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* @throws Exception
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*/
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public static List<BigDecimal> getInterestList(BigDecimal overageCorpus, String startDate, List<String> settlementDateList, List<String> corpusPlanDate, List<BigDecimal> corpusList, List<Map<String, String>> rateList, String rateYearDays) throws Exception{
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List<BigDecimal> list = new ArrayList<BigDecimal>();
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String calcStartDate = startDate;
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String calcEndDate = startDate;
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String settleDate = startDate;
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BigDecimal interest = BigDecimal.ZERO;
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BigDecimal dayRate = BigDecimal.ZERO;
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Map<String, String> rateMap;
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//利率List的第一个值为借据的年利率和放款日
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String yearRate = rateList.get(0).get("yearRate");
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String rateDate = rateList.get(0).get("startDate");
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String corpusDate = "";
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long days = 0;
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int j=0;
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int k = 0;
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int size = settlementDateList.size();
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//计算开始日期startDate后的最初利率
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for(;k<rateList.size() && DateTools.compareToDate(calcStartDate, rateList.get(k).get("startDate"))>=0;k++){
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rateMap = rateList.get(k);
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rateDate = rateMap.get("startDate");
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yearRate = rateMap.get("yearRate");
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}
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for(int i=0; i<size; i++){
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interest = BigDecimal.ZERO;
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settleDate = settlementDateList.get(i);
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for(; j<corpusList.size() && DateTools.compareToDate(settleDate, corpusPlanDate.get(j))==1; j++){
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corpusDate = corpusPlanDate.get(j);
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//根据央行调息记录在日期区间【calcStartDate,corpusDate】作分段处理
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for(; k<rateList.size() && DateTools.compareToDate(corpusDate, rateList.get(k).get("startDate"))==1; k++){
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rateMap = rateList.get(k);
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rateDate = rateMap.get("startDate");
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calcEndDate = rateDate;
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days = DateTools.getDateDiff(calcEndDate, calcStartDate);
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dayRate = getDayRate(new BigDecimal(yearRate), rateYearDays);
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interest = interest.add(overageCorpus.multiply(new BigDecimal(days)).multiply(dayRate));
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calcStartDate = calcEndDate;//将本次的结束日期设为下次的开始日期
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yearRate = rateMap.get("yearRate");
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}
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calcEndDate = corpusDate;
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days = DateTools.getDateDiff(calcEndDate, calcStartDate);
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dayRate = getDayRate(new BigDecimal(yearRate), rateYearDays);
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interest = interest.add(overageCorpus.multiply(new BigDecimal(days)).multiply(dayRate));
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overageCorpus = overageCorpus.subtract(corpusList.get(j));
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calcStartDate = calcEndDate;//将本次的结束日期设为下次的开始日期
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}
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//根据央行调息记录在日期区间【calcStartDate,settleDate】作分段处理
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for(; k<rateList.size() && DateTools.compareToDate(settleDate, rateList.get(k).get("startDate"))==1; k++){
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rateMap = rateList.get(k);
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rateDate = rateMap.get("startDate");
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calcEndDate = rateDate;
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days = DateTools.getDateDiff(calcEndDate, calcStartDate);
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dayRate = getDayRate(new BigDecimal(yearRate), rateYearDays);
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interest = interest.add(overageCorpus.multiply(new BigDecimal(days)).multiply(dayRate));
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calcStartDate = calcEndDate;//将本次的结束日期设为下次的开始日期
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yearRate = rateMap.get("yearRate");
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}
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calcEndDate = settleDate;
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days = DateTools.getDateDiff(calcEndDate, calcStartDate);
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dayRate = getDayRate(new BigDecimal(yearRate), rateYearDays);
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interest = interest.add(overageCorpus.multiply(new BigDecimal(days)).multiply(dayRate));
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interest = interest.setScale(Scale.INTEREST_SCALE, BigDecimal.ROUND_HALF_UP);
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calcStartDate = calcEndDate;//将本次的结束日期设为下次的开始日期
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list.add(interest);
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}
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return list;
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}
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/**
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* 获得利息计算公式列表
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* @param overageCorpus 剩余本金
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* @param startDate 起算日期
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* @param settlementDateList 结算日期列表
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* @param corpusPlanDate 本金计划日期
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* @param corpusList 本金计划
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* @param yearRate 年利率
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* @param rateYearDays 年计息天数
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* @return
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*/
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public static List<String> getCalcInterestInfo(BigDecimal overageCorpus, String startDate, List<String> settlementDateList, List<String> corpusPlanDate, List<BigDecimal> corpusList, String yearRate, String rateYearDays){
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List<String> list = new ArrayList<String>();
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String calcStartDate = startDate;
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String calcEndDate = startDate;
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String settleDate = startDate;
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long days = 0;
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int j=0;
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int size = settlementDateList.size();
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StringBuffer msg = new StringBuffer();
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DecimalFormat df = new DecimalFormat("###0.0#####");
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yearRate = df.format(new BigDecimal(yearRate));
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for(int i=0; i<size; i++){
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settleDate = settlementDateList.get(i);
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//msg = new StringBuffer();
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msg.setLength(0);
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//
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try{
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for(; j<corpusList.size() && DateTools.compareToDate(settleDate, corpusPlanDate.get(j))==1; j++){
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calcEndDate = corpusPlanDate.get(j);//还款日
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//上次结息日与还款日之间的天数
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days = DateTools.getDateDiff(calcEndDate, calcStartDate);
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//logger.debug(days + "=" + calcEndDate + "-" + calcStartDate);
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if(days!=0){
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msg.append(days).append("天*剩余本金").append(overageCorpus)
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.append("*日利率(").append(yearRate).append("/100/").append(rateYearDays).append("),开始: ").append(calcStartDate)
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.append("结束:").append(calcEndDate).append(";");
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}
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overageCorpus = overageCorpus.subtract(corpusList.get(j));
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calcStartDate = calcEndDate;//将本次的结束日期设为下次的开始日期
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}
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} catch (ParseException e) {
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e.printStackTrace();
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}
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calcEndDate = settleDate;
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days = DateTools.getDateDiff(calcEndDate, calcStartDate);
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//logger.debug(days + "=" + calcEndDate + "-" + calcStartDate);
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if(days!=0){
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msg.append(days).append("天*剩余本金").append(overageCorpus)
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.append("*日利率(").append(yearRate).append("/100/").append(rateYearDays).append("),开始: ").append(calcStartDate)
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.append("结束:").append(calcEndDate).append("。");
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}
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calcStartDate = calcEndDate;//将本次的结束日期设为下次的开始日期
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list.add(msg.toString());
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}
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return list;
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}
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/**
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* 获得利息计算公式列表
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* @param overageCorpus 剩余本金
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* @param startDate 起算日期
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* @param settlementDateList 结算日期列表
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* @param corpusPlanDate 本金计划日期
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* @param corpusList 本金计划
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* @param rateList 利率变化列表
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* @param rateYearDays 年计息天数
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* @return
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* @throws Exception
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*/
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public static List<String> getCalcInterestInfo(BigDecimal overageCorpus, String startDate, List<String> settlementDateList, List<String> corpusPlanDate, List<BigDecimal> corpusList, List<Map<String, String>> rateList, String rateYearDays){
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List<String> list = new ArrayList<String>();
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String calcStartDate = startDate;
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String calcEndDate = startDate;
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String settleDate = startDate;
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Map<String, String> rateMap;
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//利率List的第一个值为借据的年利率和放款日
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String yearRate = rateList.get(0).get("yearRate");
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String rateDate = rateList.get(0).get("startDate");
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String corpusDate = "";
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long days = 0;
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int j = 0;
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int k = 0;
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int size = settlementDateList.size();
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StringBuffer msg = new StringBuffer();
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//DecimalFormat df = new DecimalFormat("###0.0");
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DecimalFormat df = new DecimalFormat("###0.0#####");
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try{
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//计算开始日期startDate后的最初利率
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for(; k<rateList.size() && DateTools.compareToDate(calcStartDate, rateList.get(k).get("startDate"))>=0; k++){
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rateMap = rateList.get(k);
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rateDate = rateMap.get("startDate");
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yearRate = rateMap.get("yearRate");
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}
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yearRate = df.format(new BigDecimal(yearRate));
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for(int i=0; i<size; i++){
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settleDate = settlementDateList.get(i);
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//msg = new StringBuffer();
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msg.setLength(0);
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//
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for(; j<corpusList.size() && DateTools.compareToDate(settleDate, corpusPlanDate.get(j))==1; j++){
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corpusDate = corpusPlanDate.get(j);
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//根据央行调息记录在日期区间【calcStartDate,corpusDate】作分段处理
|
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for(; k<rateList.size() && DateTools.compareToDate(corpusDate, rateList.get(k).get("startDate"))==1; k++){
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rateMap = rateList.get(k);
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rateDate = rateMap.get("startDate");
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calcEndDate = rateDate;
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days = DateTools.getDateDiff(calcEndDate, calcStartDate);
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if(days!=0){
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msg.append(days).append("天*剩余本金").append(NumberUtils.formatNumberDoubleQian(overageCorpus.toString()))
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.append("*日利率(").append(yearRate).append("/100/").append(rateYearDays).append("),开始: ").append(calcStartDate)
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.append("结束:").append(calcEndDate).append(";");
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}
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calcStartDate = calcEndDate;//将本次的结束日期设为下次的开始日期
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yearRate = rateMap.get("yearRate");
|
||
|
||
yearRate = df.format(new BigDecimal(yearRate));
|
||
}
|
||
|
||
calcEndDate = corpusDate;
|
||
days = DateTools.getDateDiff(calcEndDate, calcStartDate);
|
||
//logger.debug(days + "=" + calcEndDate + "-" + calcStartDate);
|
||
|
||
if(days!=0){
|
||
msg.append(days).append("天*剩余本金").append(NumberUtils.formatNumberDoubleQian(overageCorpus.toString()))
|
||
.append("*日利率(").append(yearRate).append("/100/").append(rateYearDays).append("),开始: ").append(calcStartDate)
|
||
.append("结束:").append(calcEndDate).append(";");
|
||
}
|
||
overageCorpus = overageCorpus.subtract(corpusList.get(j));
|
||
calcStartDate = calcEndDate;//将本次的结束日期设为下次的开始日期
|
||
}
|
||
|
||
|
||
//根据央行调息记录在日期区间【calcStartDate,settleDate】作分段处理
|
||
for(; k<rateList.size() && DateTools.compareToDate(settleDate, rateList.get(k).get("startDate"))==1; k++){
|
||
rateMap = rateList.get(k);
|
||
rateDate = rateMap.get("startDate");
|
||
|
||
calcEndDate = rateDate;
|
||
days = DateTools.getDateDiff(calcEndDate, calcStartDate);
|
||
if(days!=0){
|
||
msg.append(days).append("天*剩余本金").append(NumberUtils.formatNumberDoubleQian(overageCorpus.toString()))
|
||
.append("*日利率(").append(yearRate).append("/100/").append(rateYearDays).append("),开始: ").append(calcStartDate)
|
||
.append("结束:").append(calcEndDate).append(";");
|
||
}
|
||
calcStartDate = calcEndDate;//将本次的结束日期设为下次的开始日期
|
||
yearRate = rateMap.get("yearRate");
|
||
|
||
yearRate = df.format(new BigDecimal(yearRate));
|
||
}
|
||
|
||
calcEndDate = settleDate;
|
||
days = DateTools.getDateDiff(calcEndDate, calcStartDate);
|
||
//logger.debug(days + "=" + calcEndDate + "-" + calcStartDate);
|
||
if(days!=0){
|
||
msg.append(days).append("天*剩余本金").append(NumberUtils.formatNumberDoubleQian(overageCorpus.toString()))
|
||
.append("*日利率(").append(yearRate).append("/100/").append(rateYearDays).append("),开始: ").append(calcStartDate)
|
||
.append("结束:").append(calcEndDate).append("。");
|
||
}
|
||
calcStartDate = calcEndDate;//将本次的结束日期设为下次的开始日期
|
||
list.add(msg.toString());
|
||
}
|
||
} catch (ParseException e) {
|
||
e.printStackTrace();
|
||
}
|
||
return list;
|
||
}
|
||
/**
|
||
* 取季末月日期：取距起算日期最近的3、6、9、12月份的年月+还款日
|
||
* @param startDate
|
||
* @param payDay还款日
|
||
* @return
|
||
* @throws ParseException
|
||
*/
|
||
public static String getQuarterTerminalDate(String startDate, String payDay) throws ParseException{
|
||
String planDate = "";
|
||
|
||
planDate = DateTools.setDateDay(startDate, payDay);
|
||
|
||
if(DateTools.compareToDate(planDate, startDate) <= 0){
|
||
planDate = DateTools.dateAdd("month", 1, planDate);
|
||
}
|
||
|
||
int month = Integer.parseInt(DateTools.getDateMonth(planDate));
|
||
if(month<=3){
|
||
planDate = DateTools.setDateMonth(planDate, "3");
|
||
}else if(month<=6){
|
||
planDate = DateTools.setDateMonth(planDate, "6");
|
||
}else if(month<=9){
|
||
planDate = DateTools.setDateMonth(planDate, "9");
|
||
}else if(month<=12){
|
||
planDate = DateTools.setDateMonth(planDate, "12");
|
||
}
|
||
//再次设定日期天数是由于前面处理时对日期做了月末处理，天数可能与payDay不一致
|
||
planDate = DateTools.setDateDay(planDate, payDay);
|
||
|
||
return planDate;
|
||
}
|
||
|
||
/**
|
||
* 取半年末月日期：取距起算日期最近的6、12月份的年月+还款日
|
||
* @param startDate
|
||
* @param payDay还款日
|
||
* @return
|
||
* @throws ParseException
|
||
*/
|
||
public static String getHalfYearTerminalDate(String startDate, String payDay) throws ParseException{
|
||
String planDate = "";
|
||
|
||
planDate = DateTools.setDateDay(startDate, payDay);
|
||
|
||
if(DateTools.compareToDate(planDate, startDate) <= 0){
|
||
planDate = DateTools.dateAdd("month", 1, planDate);
|
||
}
|
||
|
||
int month = Integer.parseInt(DateTools.getDateMonth(planDate));
|
||
if(month<=6){
|
||
planDate = DateTools.setDateMonth(planDate, "6");
|
||
}else if(month<=12){
|
||
planDate = DateTools.setDateMonth(planDate, "12");
|
||
}
|
||
//再次设定日期天数是由于前面处理时对日期做了月末处理，天数可能与payDay不一致
|
||
planDate = DateTools.setDateDay(planDate, payDay);
|
||
|
||
return planDate;
|
||
}
|
||
|
||
/**
|
||
* 取年末月日期：取距起算日期最近的12月份的年月+还款日
|
||
* @param startDate
|
||
* @param payDay还款日
|
||
* @return
|
||
* @throws ParseException
|
||
*/
|
||
public static String getYearTerminalDate(String startDate, String payDay) throws ParseException{
|
||
String planDate = "";
|
||
|
||
planDate = DateTools.setDateDay(startDate, payDay);
|
||
|
||
if(DateTools.compareToDate(planDate, startDate) <= 0){
|
||
planDate = DateTools.dateAdd("month", 1, planDate);
|
||
}
|
||
|
||
planDate = DateTools.setDateMonth(planDate, "12");
|
||
|
||
//再次设定日期天数是由于前面处理时对日期做了月末处理，天数可能与payDay不一致
|
||
planDate = DateTools.setDateDay(planDate, payDay);
|
||
|
||
return planDate;
|
||
}
|
||
|
||
/**
|
||
* 根据借款借据信息获得本金计划
|
||
* @param billInfo借款借据信息
|
||
* @return
|
||
* @throws Exception
|
||
*/
|
||
public static List<BizObject> calculateCorpusPlan(BizObject billInfo) throws Exception{
|
||
List<BizObject> list = new ArrayList<BizObject>();
|
||
List<String> planDateList = null;
|
||
List<BigDecimal> corpusList = null;
|
||
String payType = billInfo.getAttribute("CORPUS_PAY_TYPE").getString();//还本方式
|
||
String payDay =billInfo.getAttribute("PAY_CORPUS_DAY").getString();//还本日
|
||
String startDate = billInfo.getAttribute("LOAN_START_DATE").getString();//放款日
|
||
String endDate = billInfo.getAttribute("LOAN_END_DATE").getString();
|
||
BigDecimal amount =new BigDecimal(billInfo.getAttribute("LOAN_AMOUNT").getString());
|
||
String currency=billInfo.getAttribute("CURRENCY").getString();
|
||
int size = 0;
|
||
|
||
planDateList = FundCalculateHelper.getPlanDateList(payType, startDate, endDate, payDay, "");
|
||
size = planDateList.size();
|
||
|
||
corpusList = FundCalculateHelper.getCorpusList(amount, size);
|
||
BizObjectManager bm=JBOFactory.getBizObjectManager(LOAN_CORPUS_PLAN.CLASS_NAME);
|
||
String creattime=DateUtils.getSystemDate(0);
|
||
for(int i=0; i<size; i++){
|
||
BizObject plan=bm.newObject();
|
||
plan.setAttributeValue("plan_list", i+1);
|
||
plan.setAttributeValue("plan_date", planDateList.get(i));
|
||
plan.setAttributeValue("real_date", planDateList.get(i));
|
||
plan.setAttributeValue("corpus", corpusList.get(i));
|
||
plan.setAttributeValue("bill_id", billInfo.getAttribute("id").getString());
|
||
plan.setAttributeValue("CURRENCY", currency);
|
||
plan.setAttributeValue("create_date",creattime);
|
||
list.add(plan);
|
||
}
|
||
|
||
return list;
|
||
}
|
||
|
||
/**
|
||
* 根据借款借据信息和本金计划获得利息计划
|
||
* @param billInfo借款借据信息
|
||
* @param corpusPlanList本金计划列表
|
||
* @param lastDate上次结息日
|
||
* @return
|
||
* @throws Exception
|
||
*/
|
||
|
||
public static List<BizObject> calculateInterestPlan(BizObject billInfo, List<BizObject> corpusPlanList, String lastDate, int startList, List<BizObject> rateInfoList,JBOTransaction tx) throws Exception{
|
||
List<BizObject> list = new ArrayList<BizObject>();
|
||
List<BigDecimal> interestList = new ArrayList<BigDecimal>();
|
||
List<String> calcInterestInfoList = new ArrayList<String>();
|
||
List<BigDecimal> corpusList = new ArrayList<BigDecimal>();
|
||
List<String> corpusDateList = new ArrayList<String>();
|
||
List<String> planDateList = null;
|
||
List<String> settlementDateList = null;
|
||
|
||
String payType = billInfo.getAttribute("Interest_Pay_Type").getString(); //利息还款方式
|
||
String payDay = billInfo.getAttribute("Pay_Interest_Day").getInt()+""; //付息日
|
||
String settlementDay = billInfo.getAttribute("Settlement_Day").getInt()+""; //结息日
|
||
String startDate = billInfo.getAttribute("Loan_Start_Date").getString(); //本次计息开始日，默认放款日
|
||
String endDate = billInfo.getAttribute("Loan_End_Date").getString(); //到期日
|
||
BigDecimal corpusOverage =new BigDecimal( billInfo.getAttribute("Loan_Amount").getString()); //剩余本金
|
||
String currency = billInfo.getAttribute("Currency").getString(); //币种
|
||
BigDecimal yearRate =new BigDecimal( billInfo.getAttribute("Rate").getString()); //最终借款利率
|
||
String rateYearDays = billInfo.getAttribute("Rate_Year_Days").getInt()+""; //年计息天数
|
||
String lastInterestFlag = billInfo.getAttribute("LAST_INTERESTFLAG").getString(); //是否最后一笔利随本金
|
||
String interestCalculationMethod = billInfo.getAttribute("Interest_Calculation_Method").getString(); //还款利息计算方法
|
||
String startPlanDate = billInfo.getAttribute("Loan_Start_Date").getString();
|
||
String rateType = billInfo.getAttribute("Rate_Type").getString(); //利率类型
|
||
|
||
if(lastDate!=null && !"".equals(lastDate)){
|
||
//将本次计息开始日设为上次结息日
|
||
startDate = lastDate;
|
||
startPlanDate = DateTools.setDateDay(startDate, payDay);//哪个日期小，就取哪个
|
||
}
|
||
|
||
//还款利息计算方法:手工制作法、剩余本金计息法
|
||
if("interestcalculationmethod02".equals(interestCalculationMethod)){//手工制作法
|
||
return list;
|
||
}
|
||
|
||
if("interestpaytype06".equals(payType)){//利随本清
|
||
payType = billInfo.getAttribute("Corpus_Pay_Type").getString();//利息还款方式为利随本清时，利息还款方式与还本方式一致。
|
||
}
|
||
|
||
int size = 0;
|
||
//付息日
|
||
planDateList = FundCalculateHelper.getPlanDateList(payType, startPlanDate, endDate, payDay, lastInterestFlag);
|
||
//结息日
|
||
settlementDateList = FundCalculateHelper.getPlanDateList(payType, startDate, endDate, settlementDay, "");
|
||
size = settlementDateList.size();
|
||
|
||
//为了保证本金列表的有序性按日期排序
|
||
//Collections.sort(corpusPlanList);
|
||
|
||
//本金相关列表及剩余本金处理，计算利息时只考虑本次计息开始日之后的本金相关数据
|
||
for(int i=0; i<corpusPlanList.size(); i++){
|
||
//本次计息开始日大于等于第i期本金还款日
|
||
if(DateTools.compareToDate(startDate, corpusPlanList.get(i).getAttribute("Plan_Date").getString()) >= 0){
|
||
//剩余本金减去第i期本金
|
||
corpusOverage = corpusOverage.subtract(new BigDecimal( corpusPlanList.get(i).getAttribute("Corpus").getString()));
|
||
}else{
|
||
corpusList.add(new BigDecimal( corpusPlanList.get(i).getAttribute("Corpus").getString()));
|
||
corpusDateList.add( corpusPlanList.get(i).getAttribute("Plan_Date").getString());
|
||
}
|
||
}
|
||
|
||
//获得利息列表
|
||
if("ratetype02".equals(rateType)){//固定利率
|
||
BigDecimal dayRate = getDayRate(yearRate, rateYearDays);//天利率
|
||
//存的利息列表
|
||
interestList = FundCalculateHelper.getInterestList(corpusOverage, startDate, settlementDateList, corpusDateList, corpusList, dayRate);
|
||
//利息计算公式
|
||
calcInterestInfoList = FundCalculateHelper.getCalcInterestInfo(corpusOverage, startDate, settlementDateList, corpusDateList, corpusList, yearRate.toString(), rateYearDays);
|
||
}else{//浮动利率需考虑调息
|
||
List<Map<String,String>> rateList = new ArrayList<Map<String,String>>();
|
||
Map<String, String> rateMap = new HashMap<String, String>();
|
||
rateMap.put("startDate", billInfo.getAttribute("Loan_Start_Date").getString());
|
||
rateMap.put("yearRate", yearRate.toString());
|
||
rateList.add(rateMap);
|
||
Map<String,String> adjustmap = new HashMap<String,String>();
|
||
adjustmap.put("bill_Id", billInfo.getAttribute("id").getString());
|
||
adjustmap.put("status_","rate_adjust");
|
||
List<BizObject> adjustlist =DataOperatorUtil.getSetJBO(LOAN_RATE_ADJUST.CLASS_NAME, adjustmap, tx);
|
||
|
||
|
||
for(int i=0; adjustlist!=null && i<adjustlist.size(); i++){
|
||
//得到的调息日和新的年利率的map
|
||
Map<String, String> map = new HashMap<String, String>();
|
||
map.put("startDate",adjustlist.get(i).getAttribute("Adjust_Date").getString());
|
||
map.put("yearRate",adjustlist.get(i).getAttribute("Rate_New").getString());
|
||
rateList.add(map);
|
||
}
|
||
|
||
interestList = FundCalculateHelper.getInterestList(corpusOverage, startDate, settlementDateList, corpusDateList, corpusList, rateList, rateYearDays);
|
||
calcInterestInfoList = FundCalculateHelper.getCalcInterestInfo(corpusOverage, startDate, settlementDateList, corpusDateList, corpusList, rateList, rateYearDays);
|
||
}
|
||
|
||
if(size>0 && planDateList.size()>0){
|
||
if(size == planDateList.size() && DateTools.compareToDate(settlementDateList.get(0), planDateList.get(0)) == 1){
|
||
//planDateList =[2015-12-01, 2016-06-01, 2016-12-01, 2017-06-01, 2017-12-01, 2018-06-01, 2018-11-12]
|
||
//settlementDateList=[2015-12-10, 2016-06-10, 2016-12-10, 2017-06-10, 2017-12-10, 2018-06-10, 2018-11-12]
|
||
|
||
}
|
||
if(size + 1 == planDateList.size() && DateTools.compareToDate(settlementDateList.get(0), planDateList.get(0)) == -1){
|
||
planDateList.remove(0);//
|
||
}
|
||
if(size>1 && size - 1 == planDateList.size() && DateTools.compareToDate(settlementDateList.get(size-1), planDateList.get(size-2)) == 0){
|
||
planDateList.add(settlementDateList.get(size-1));
|
||
}
|
||
}
|
||
String currentTime=DateUtils.getSystemDate(0);
|
||
BizObjectManager bm=JBOFactory.getBizObjectManager(LOAN_INTEREST_PLAN.CLASS_NAME);
|
||
|
||
for(int i=0; i<size; i++){
|
||
BizObject interestPlan =bm.newObject();
|
||
int interestDays = 0;
|
||
interestPlan.setAttributeValue("bill_id", billInfo.getAttribute("id").getString());
|
||
interestPlan.setAttributeValue("plan_list",i+startList);
|
||
interestPlan.setAttributeValue("plan_date", planDateList.get(i));
|
||
interestPlan.setAttributeValue("real_date",planDateList.get(i));
|
||
interestPlan.setAttributeValue("Settlement_Date", settlementDateList.get(i));
|
||
interestPlan.setAttributeValue("Interest",interestList.get(i));
|
||
interestPlan.setAttributeValue("Calculation_Gs",calcInterestInfoList.get(i));
|
||
interestPlan.setAttributeValue("Currency",currency);
|
||
|
||
if(i == 0){
|
||
interestDays = (int) DateTools.getDateDiff(settlementDateList.get(i),startDate );
|
||
}else{
|
||
interestDays = (int) DateTools.getDateDiff( settlementDateList.get(i),settlementDateList.get(i-1));
|
||
}
|
||
interestPlan.setAttributeValue("Interest_Days", interestDays);
|
||
interestPlan.setAttributeValue("Create_Date", currentTime);
|
||
|
||
list.add(interestPlan);
|
||
}
|
||
return list;
|
||
}
|
||
|
||
/**
|
||
* 新增借据时，根据借款借据信息和本金计划获得利息计划
|
||
* @param billInfo借款借据信息
|
||
* @param corpusPlanList本金计划列表
|
||
* @param lastDate上次结息日
|
||
* @return
|
||
* @throws Exception
|
||
*/
|
||
public static List<BizObject> calculateInterestPlan1(BizObject billInfo, List<BizObject> corpusPlanList, String lastDate, int startList, List<BizObject> rateInfoList) throws Exception{
|
||
List<BizObject> list = new ArrayList<BizObject>();
|
||
List<BigDecimal> interestList = new ArrayList<BigDecimal>();
|
||
List<String> calcInterestInfoList = new ArrayList<String>();
|
||
List<BigDecimal> corpusList = new ArrayList<BigDecimal>();
|
||
List<String> corpusDateList = new ArrayList<String>();
|
||
List<String> planDateList = null;
|
||
List<String> settlementDateList = null;
|
||
|
||
String payType = billInfo.getAttribute("INTEREST_PAY_TYPE").getString(); //利息还款方式
|
||
String payDay =billInfo.getAttribute("PAY_INTEREST_DAY").getString(); //付息日
|
||
String settlementDay =billInfo.getAttribute("SETTLEMENT_DAY").getString(); //结息日
|
||
String startDate = billInfo.getAttribute("LOAN_StART_DATE").getString(); //本次计息开始日，默认放款日
|
||
String endDate = billInfo.getAttribute("LOAN_END_DATE").getString(); //到期日
|
||
BigDecimal corpusOverage =new BigDecimal(billInfo.getAttribute("LOAN_AMOUNT").getString()); //剩余本金
|
||
String currency = billInfo.getAttribute("CURRENCY").getString(); //币种
|
||
BigDecimal yearRate =new BigDecimal( billInfo.getAttribute("rate").getString()); //最终借款利率
|
||
String rateYearDays = billInfo.getAttribute("RATE_YEAR_DAYS").getString(); //年计息天数
|
||
String lastInterestFlag = billInfo.getAttribute("LAST_INTERESTFLAG").getString(); //是否最后一笔利随本金
|
||
String interestCalculationMethod = billInfo.getAttribute("INTEREST_CALCULATION_METHOD").getString(); //还款利息计算方法
|
||
String startPlanDate = billInfo.getAttribute("LOAN_StART_DATE").getString();
|
||
String rateType = billInfo.getAttribute("RATE_TYPE").getString(); //利率类型
|
||
|
||
if(lastDate!=null && !"".equals(lastDate)){
|
||
//将本次计息开始日设为上次结息日
|
||
startDate = lastDate;
|
||
startPlanDate = DateTools.setDateDay(startDate, payDay);//哪个日期小，就取哪个
|
||
}
|
||
|
||
//还款利息计算方法:手工制作法、剩余本金计息法
|
||
if("interestcalculationmethod02".equals(interestCalculationMethod)){//手工制作法
|
||
return list;
|
||
}
|
||
|
||
if("interestpaytype06".equals(payType)){//利随本清
|
||
payType = billInfo.getAttribute("CORPUS_PAY_TYPE").getString();//利息还款方式为利随本清时，利息还款方式与还本方式一致。
|
||
}
|
||
|
||
int size = 0;
|
||
//付息日
|
||
planDateList = FundCalculateHelper.getPlanDateList(payType, startPlanDate, endDate, payDay, lastInterestFlag);
|
||
//结息日
|
||
settlementDateList = FundCalculateHelper.getPlanDateList(payType, startDate, endDate, settlementDay, "");
|
||
size = settlementDateList.size();
|
||
|
||
//为了保证本金列表的有序性按日期排序
|
||
//Collections.sort(corpusPlanList);
|
||
|
||
//本金相关列表及剩余本金处理，计算利息时只考虑本次计息开始日之后的本金相关数据
|
||
for(int i=0; i<corpusPlanList.size(); i++){
|
||
//本次计息开始日大于等于第i期本金还款日
|
||
if(DateTools.compareToDate(startDate, corpusPlanList.get(i).getAttribute("plan_date").getString()) >= 0){
|
||
//剩余本金减去第i期本金
|
||
corpusOverage = corpusOverage.subtract(new BigDecimal( corpusPlanList.get(i).getAttribute("corpus").getString()));
|
||
}else{
|
||
corpusList.add(new BigDecimal( corpusPlanList.get(i).getAttribute("corpus").getString()));
|
||
corpusDateList.add(corpusPlanList.get(i).getAttribute("plan_date").getString());
|
||
}
|
||
}
|
||
|
||
//获得利息列表
|
||
if("ratetype02".equals(rateType)){//固定利率
|
||
BigDecimal dayRate = getDayRate(yearRate, rateYearDays);//天利率
|
||
//存的利息列表
|
||
interestList = FundCalculateHelper.getInterestList(corpusOverage, startDate, settlementDateList, corpusDateList, corpusList, dayRate);
|
||
//利息计算公式
|
||
calcInterestInfoList = FundCalculateHelper.getCalcInterestInfo(corpusOverage, startDate, settlementDateList, corpusDateList, corpusList, yearRate.toString(), rateYearDays);
|
||
}else{//浮动利率需考虑调息
|
||
List<Map<String,String>> rateList = new ArrayList<Map<String,String>>();
|
||
Map<String, String> rateMap = new HashMap<String, String>();
|
||
|
||
rateMap.put("startDate", startPlanDate);
|
||
rateMap.put("yearRate", yearRate.toString());
|
||
rateList.add(rateMap);
|
||
|
||
logger.debug("调息生效记录："+rateList);
|
||
|
||
interestList = FundCalculateHelper.getInterestList(corpusOverage, startDate, settlementDateList, corpusDateList, corpusList, rateList, rateYearDays);
|
||
calcInterestInfoList = FundCalculateHelper.getCalcInterestInfo(corpusOverage, startDate, settlementDateList, corpusDateList, corpusList, rateList, rateYearDays);
|
||
}
|
||
|
||
logger.debug("planDateList="+planDateList);
|
||
logger.debug("settlementDateList="+settlementDateList);
|
||
if(size>0 && planDateList.size()>0){
|
||
if(size == planDateList.size() && DateTools.compareToDate(settlementDateList.get(0), planDateList.get(0)) == 1){
|
||
//planDateList =[2015-12-01, 2016-06-01, 2016-12-01, 2017-06-01, 2017-12-01, 2018-06-01, 2018-11-12]
|
||
//settlementDateList=[2015-12-10, 2016-06-10, 2016-12-10, 2017-06-10, 2017-12-10, 2018-06-10, 2018-11-12]
|
||
|
||
}
|
||
if(size + 1 == planDateList.size() && DateTools.compareToDate(settlementDateList.get(0), planDateList.get(0)) == -1){
|
||
planDateList.remove(0);//
|
||
}
|
||
if(size>1 && size - 1 == planDateList.size() && DateTools.compareToDate(settlementDateList.get(size-1), planDateList.get(size-2)) == 0){
|
||
planDateList.add(settlementDateList.get(size-1));
|
||
}
|
||
}
|
||
BizObjectManager bm=JBOFactory.getBizObjectManager(LOAN_INTEREST_PLAN.CLASS_NAME);
|
||
String creattime=DateUtils.getSystemDate(0);
|
||
for(int i=0; i<size; i++){
|
||
BizObject interestPlan = bm.newObject();
|
||
int interestDays = 0;
|
||
interestPlan.setAttributeValue("bill_id", billInfo.getAttribute("id").getString());
|
||
interestPlan.setAttributeValue("plan_list", i+startList);
|
||
interestPlan.setAttributeValue("plan_date", planDateList.get(i));
|
||
interestPlan.setAttributeValue("real_date", planDateList.get(i));
|
||
interestPlan.setAttributeValue("Settlement_Date", settlementDateList.get(i));
|
||
interestPlan.setAttributeValue("Interest", interestList.get(i));
|
||
interestPlan.setAttributeValue("CALCULATION_GS", calcInterestInfoList.get(i));
|
||
interestPlan.setAttributeValue("Currency", currency);
|
||
|
||
if(i == 0){
|
||
interestDays = (int) DateTools.getDateDiff( settlementDateList.get(i),startDate);
|
||
}else{
|
||
interestDays = (int) DateTools.getDateDiff( settlementDateList.get(i),settlementDateList.get(i-1));
|
||
}
|
||
interestPlan.setAttributeValue("INTEREST_DAYS", interestDays);
|
||
interestPlan.setAttributeValue("create_date", creattime);
|
||
list.add(interestPlan);
|
||
}
|
||
return list;
|
||
}
|
||
|
||
|
||
/**
|
||
* 获得借据的调息开始日和新年利率
|
||
* @param billInfo 借据信息
|
||
* @param rateInfo 央行基准利率信息
|
||
* @return {调息开始日，新年利率}
|
||
* @throws Exception
|
||
*/
|
||
public static Map<String,String> getTransRateAndDate(BizObject billInfo, BizObject rateInfo) throws Exception{
|
||
Map<String,String> rateMap = new HashMap<String, String>();
|
||
String rateType = billInfo.getAttribute("RATE_TYPE").getString(); //利率类型、浮动利率
|
||
String adjustPeriod = billInfo.getAttribute("Adjust_Period").getString(); //浮动周期
|
||
String adjustDay = billInfo.getAttribute("Adjust_Day").getInt()+""; //调息日
|
||
String rateTerm = billInfo.getAttribute("Rate_Term").getString(); //利率参照年限
|
||
String adjustType = billInfo.getAttribute("Adjust_Type").getString(); //浮动类型
|
||
BigDecimal floatRange = new BigDecimal(billInfo.getAttribute("Float_Range").getString()); //浮动幅度
|
||
String startDate = rateInfo.getAttribute("Start_Date").getString(); //央行调息日
|
||
String realStartDate = startDate; //贷款实际调息日
|
||
String yearRate = "0";
|
||
|
||
|
||
if("ratetype02".equals(rateType)){//固定利率
|
||
realStartDate = billInfo.getAttribute("Loan_Start_Date").getString();
|
||
yearRate = billInfo.getAttribute("rate").getString();
|
||
rateMap.put("startDate", realStartDate);
|
||
rateMap.put("yearRate", yearRate);
|
||
}else{//浮动利率
|
||
realStartDate = getTransRateStartDate(startDate, adjustPeriod, adjustDay);//得到处理后的调息日
|
||
yearRate = getTransNewRate(rateInfo, rateTerm, adjustType, floatRange).toString();
|
||
rateMap.put("startDate", realStartDate);
|
||
rateMap.put("yearRate", yearRate);
|
||
}
|
||
|
||
return rateMap;
|
||
}
|
||
|
||
/**
|
||
* 根据央行基准日、调息周期、调息日获得调息开始日,每月/季/半年/年未实现
|
||
* @param startDate 央行基准日
|
||
* @param adjustPeriod 调息周期
|
||
* @param adjustDay 调息日
|
||
* @return 调息开始日
|
||
* @throws Exception
|
||
*/
|
||
public static String getTransRateStartDate(String startDate, String adjustPeriod, String adjustDay) throws Exception{
|
||
String realDate = startDate;
|
||
if("adjust_period01".equals(adjustPeriod)){//日
|
||
realDate = DateTools.dateAdd("day", 1, startDate);
|
||
}else if("adjust_period02".equals(adjustPeriod)){//月：起算日期+1个月的年月+调息日
|
||
realDate = DateTools.dateAdd("month", 1, startDate);
|
||
realDate = DateTools.setDateDay(realDate, adjustDay);
|
||
}else if("adjust_period03".equals(adjustPeriod)){//季
|
||
realDate = DateTools.dateAdd("month", 3, startDate);
|
||
realDate = DateTools.setDateDay(realDate, adjustDay);
|
||
}else if("adjust_period04".equals(adjustPeriod)){//半年
|
||
realDate = DateTools.dateAdd("month", 6, startDate);
|
||
realDate = DateTools.setDateDay(realDate, adjustDay);
|
||
}else if("adjust_period05".equals(adjustPeriod)){//年
|
||
realDate = DateTools.dateAdd("year", 1, startDate);
|
||
realDate = DateTools.setDateDay(realDate, adjustDay);
|
||
}else if("adjust_period06".equals(adjustPeriod)){//每月
|
||
realDate = startDate;
|
||
}else if("adjust_period07".equals(adjustPeriod)){//每季
|
||
realDate = startDate;
|
||
}else if("adjust_period08".equals(adjustPeriod)){//每半年
|
||
realDate = startDate;
|
||
}else if("adjust_period09".equals(adjustPeriod)){//每年
|
||
realDate = startDate;
|
||
}
|
||
|
||
return realDate;
|
||
}
|
||
|
||
/**
|
||
* 获得调息后的新年利率
|
||
* @param rateInfo 央行基准利率信息
|
||
* @param rateTerm 利率参照年限
|
||
* @param adjustType 浮动类型
|
||
* @param floatRange 浮动幅度
|
||
* @return 新年利率
|
||
* @throws JBOException
|
||
*/
|
||
public static BigDecimal getTransNewRate(BizObject rateInfo, String rateTerm, String adjustType, BigDecimal floatRange) throws JBOException{
|
||
BigDecimal yearRate = BigDecimal.ZERO;
|
||
BigDecimal baseRate = BigDecimal.ZERO;
|
||
BigDecimal one = BigDecimal.ONE;
|
||
|
||
if("基准利率6个月(含6月)".equals(rateTerm)){
|
||
baseRate = new BigDecimal(rateInfo.getAttribute("Base_Rate_Half").getString());
|
||
}else if("基准利率1年(含1年)".equals(rateTerm)){
|
||
baseRate = new BigDecimal(rateInfo.getAttribute("Base_Rate_One").getString());
|
||
}else if("基准利率1-3年(含3年)".equals(rateTerm)){
|
||
baseRate = new BigDecimal(rateInfo.getAttribute("Base_Rate_Three").getString());
|
||
}else if("基准利率3-5年(含5年)".equals(rateTerm)){
|
||
baseRate = new BigDecimal(rateInfo.getAttribute("Base_Rate_Five").getString());
|
||
}else if("基准利率5年以上".equals(rateTerm)){
|
||
baseRate = new BigDecimal(rateInfo.getAttribute("Base_Rate_Above_five").getString());
|
||
}
|
||
|
||
if("adjust_type01".equals(adjustType)){//基准
|
||
yearRate = baseRate;
|
||
}else if("adjust_type02".equals(adjustType)){//上浮
|
||
yearRate = baseRate.multiply(one.add(floatRange));//
|
||
}else if("adjust_type03".equals(adjustType)){//下浮
|
||
yearRate = baseRate.multiply(one.subtract(floatRange));
|
||
}else if("adjust_type04".equals(adjustType)){//增加
|
||
yearRate = baseRate.add(floatRange);
|
||
}else if("adjust_type05".equals(adjustType)){//减少
|
||
yearRate = baseRate.subtract(floatRange);
|
||
}
|
||
|
||
yearRate = yearRate.setScale(Scale.GENERAL_RATE, BigDecimal.ROUND_HALF_UP);
|
||
return yearRate;
|
||
}
|
||
|
||
/**
|
||
* 获得日利率
|
||
* @param yearRate 年利率%
|
||
* @param rateYearDays 年计息天数
|
||
* @return 日利率
|
||
*/
|
||
public static BigDecimal getDayRate(BigDecimal yearRate, String rateYearDays){
|
||
BigDecimal dayRate = yearRate.divide(new BigDecimal(rateYearDays).multiply(new BigDecimal("100")), Scale.RATE_SCALE, BigDecimal.ROUND_HALF_UP);
|
||
return dayRate;
|
||
}
|
||
|
||
public static void main(String[] args) {
|
||
try {
|
||
String startDate = "2015-03-28";
|
||
String endDate = "2016-03-27";
|
||
String corpusDay = "31";
|
||
String interestDay = "5";
|
||
String settleDay = "10";
|
||
BigDecimal amount = new BigDecimal("5000000");
|
||
String payType = "interestpaytype02";
|
||
String yearRate = "8";
|
||
String yearDays = "360";
|
||
BigDecimal dayRate = getDayRate(new BigDecimal(yearRate), yearDays);
|
||
List<String> corpusDateList = new ArrayList<String>();
|
||
List<BigDecimal> corpusList = new ArrayList<BigDecimal>();
|
||
List<String> interestDateList = new ArrayList<String>();
|
||
List<String> settleDatelist = new ArrayList<String>();
|
||
List<BigDecimal> interestList = new ArrayList<BigDecimal>();
|
||
|
||
corpusDateList = getPlanDateList(payType, startDate, endDate, corpusDay,"");
|
||
interestDateList = getPlanDateList(payType, startDate, endDate, interestDay,"");
|
||
settleDatelist = getPlanDateList(payType, startDate, endDate, settleDay,"");
|
||
|
||
corpusList = getCorpusList(amount, corpusDateList.size());
|
||
interestList = getInterestList(amount, startDate, settleDatelist, corpusDateList, corpusList, dayRate);
|
||
|
||
|
||
logger.debug("corpusDateList："+corpusDateList);
|
||
logger.debug("interestDateList："+interestDateList);
|
||
logger.debug("settleDatelist："+settleDatelist);
|
||
logger.debug("corpusList："+corpusList);
|
||
logger.debug("interestList："+interestList);
|
||
} catch (Exception e) {
|
||
e.printStackTrace();
|
||
}
|
||
}
|
||
}
|