230 lines
9.8 KiB
Java
230 lines
9.8 KiB
Java
package com.tenwa.reckon.executor;
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import java.math.BigDecimal;
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import java.util.ArrayList;
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import java.util.List;
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import com.amarsoft.are.jbo.JBOTransaction;
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import com.tenwa.comm.exception.BusinessException;
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import com.tenwa.reckon.bean.ConditionBean;
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import com.tenwa.reckon.bean.FundRentPlanBean;
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import com.tenwa.reckon.bean.KnowingConfigBean;
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import com.tenwa.reckon.bean.SubsectionBean;
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import com.tenwa.reckon.bean.TabCalBean;
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import com.tenwa.reckon.help.CalYearRateFromRent;
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import com.tenwa.reckon.util.DateUtil;
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import com.tenwa.reckon.util.DictTools;
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public class EvenSubsectionExecutor extends FundRentPlanExecutor {
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public EvenSubsectionExecutor(JBOTransaction tx) {
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super(tx);
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}
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@Override
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public FundRentPlanBean create(TabCalBean tcb,Integer startList) throws Exception {
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FundRentPlanBean fpb = new FundRentPlanBean();
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//删除租金计划
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this.deleteRentPlan(tcb.getRentPlan_tb(), tcb, startList);
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this.getPmtRentPlan(tcb.getCb(), fpb,tcb);
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this.addRentPlan(fpb, tcb, startList);
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return fpb;
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}
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public void getPmtRentPlan(ConditionBean cb, FundRentPlanBean frpb,TabCalBean tcb) throws Exception {
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List<SubsectionBean> list=tcb.getSubsections();
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FundRentPlanExecutor executor;
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BigDecimal cleanLeaseMoney=new BigDecimal(cb.getCleanLeaseMoney());//融资额
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int incomeNumber=cb.getIncomeNumber();
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String startDate=cb.getStartDate();//开始日期
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int leaseTerm=0;//租赁期限
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for(int i=0;i<list.size();i++){
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SubsectionBean sub=list.get(i);
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if(cleanLeaseMoney.compareTo(BigDecimal.ZERO)<=0){
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throw new BusinessException("开始期次："+sub.startList+"，该段前测算条件已回笼所有融资额，请检查测算规则再进行测算！");
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}
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if(incomeNumber==sub.getEndList()&&sub.getAppointMoney()!=null&&sub.getAppointMoney().length()>0){
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if(sub.getSettleMethod().equals("even_corpus")){
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if("appoint_type.1".equals(sub.getAppointType())){//指定每期本金
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if(cleanLeaseMoney.compareTo(new BigDecimal(sub.getEndList()-sub.getStartList()+1).multiply(new BigDecimal(sub.getAppointMoney())))!=0)
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{
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throw new BusinessException("最后一期指定本金总和必须等于剩余融资额（"+cleanLeaseMoney+"）");
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}
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}else if("appoint_type.4".equals(sub.getAppointType())){//指定偿还本金
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if(cleanLeaseMoney.compareTo(new BigDecimal(sub.getAppointMoney()))!=0){
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throw new BusinessException("最后一期指定偿还本金必须等于剩余融资额（"+cleanLeaseMoney+"）");
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}
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}else{
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if(new BigDecimal(sub.getAppointMoney()).compareTo(BigDecimal.ZERO)!=0){
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throw new BusinessException("最后一期指定剩余本金必须等于0");
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}
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}
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}else{
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if("appoint_type.2".equals(sub.getAppointType())){//指定每期本金
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if(cleanLeaseMoney.compareTo(new BigDecimal(sub.getEndList()-sub.getStartList()+1).multiply(new BigDecimal(sub.getAppointMoney())))>0)
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{
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throw new BusinessException("最后一期指定租金总和必须大于等于剩余融资额（"+cleanLeaseMoney+"）");
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}
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}
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}
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}else if(sub.getAppointMoney()!=null&&sub.getAppointMoney().length()>0){//不是最后一期 指定金额校验
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if(sub.getSettleMethod().equals("even_corpus")){
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if("appoint_type.1".equals(sub.getAppointType())){//指定每期本金
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if(cleanLeaseMoney.compareTo(new BigDecimal(sub.getEndList()-sub.getStartList()+1).multiply(new BigDecimal(sub.getAppointMoney())))<=0)
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{
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throw new BusinessException("不是最后一期指定本金总和小于剩余融资额（"+cleanLeaseMoney+"）");
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}
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}else if("appoint_type.4".equals(sub.getAppointType())){//指定偿还本金
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if(cleanLeaseMoney.compareTo(new BigDecimal(sub.getAppointMoney()))<=0){
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throw new BusinessException("不是最后一期指定偿还本金必须小于剩余融资额（"+cleanLeaseMoney+"）");
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}
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}else{
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if(new BigDecimal(sub.getAppointMoney()).compareTo(cleanLeaseMoney)>=0){
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throw new BusinessException("不是最后一期指定剩余本金必须小于剩余融资额（"+cleanLeaseMoney+"）");
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}
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}
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}
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}
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ConditionBean cbNew=(ConditionBean)cb.clone();
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String settleMethod=sub.getSettleMethod();
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if (settleMethod.equals("even_interest")) {
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executor = new EvenInterestExecutor(tx);
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} else if (settleMethod.equals("even_corpus")) {
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executor = new EvenCorpusExecutor(tx);
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}else if(settleMethod.equals("even_rent_day")){
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executor=new EvenRentDayExecutor(tx);
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}else if(settleMethod.equals("even_subsection")){
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executor=new EvenSubsectionExecutor(tx);
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} else {
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executor = new EvenRentExecutor(tx);
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}
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//******************************************重新封装 测算条件 开始
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cbNew.setCleanLeaseMoney(cleanLeaseMoney.toString());//融资额
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cbNew.setSettleMethod(settleMethod);//测算方法
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if(settleMethod.equals("even_interest")&&incomeNumber!=sub.getEndList()){
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throw new BusinessException("均息法只支持最后一段！");
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}
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if(settleMethod.equals("even_rent")||settleMethod.equals("even_rent_day")||settleMethod.equals("even_interest")){//等额租金 等额本金按日利率
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if(sub.getAppointType()!=null&&sub.getAppointType().length()>0){
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cbNew.setRentOrRate("rent");//按租金算年利率
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cbNew.setRentValue(sub.getAppointMoney());//每期租金
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}else{
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cbNew.setRentOrRate("rate");//按利率
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cbNew.setYearRate(sub.getAppointRate());//年利率
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}
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cbNew.setIncomeNumber(incomeNumber-sub.getStartList()+1);//期数
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cbNew.setLastPlanDayRate(false);
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}else if(settleMethod.equals("even_corpus")){//等额本金
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if(sub.getAppointType()!=null&&sub.getAppointType().length()>0){
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BigDecimal corpus=BigDecimal.ZERO;//每期本金
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BigDecimal corpus2=cleanLeaseMoney;//如果不是最后一段 在最后一期后面加一期本金 避免最后一期被调整
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BigDecimal corpus3=BigDecimal.ZERO;//调整改段最后一期本金
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int incomeNumber2=sub.getEndList()-sub.getStartList()+1;//期数
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if("appoint_type.1".equals(sub.getAppointType())){//指定每期本金
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corpus=new BigDecimal(sub.getAppointMoney());
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corpus3=new BigDecimal(sub.getAppointMoney());
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}else if("appoint_type.4".equals(sub.getAppointType())){//指定偿还本金
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corpus=new BigDecimal(sub.getAppointMoney()).divide(new BigDecimal(incomeNumber2),2,BigDecimal.ROUND_HALF_UP);
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corpus3=new BigDecimal(sub.getAppointMoney()).subtract(corpus.multiply(new BigDecimal(incomeNumber2-1)));
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}else{
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corpus=cleanLeaseMoney.subtract(new BigDecimal(sub.getAppointMoney())).divide(new BigDecimal(incomeNumber2),2,BigDecimal.ROUND_HALF_UP);
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corpus3=cleanLeaseMoney.subtract(new BigDecimal(sub.getAppointMoney())).subtract(corpus.multiply(new BigDecimal(incomeNumber2-1)));
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}
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corpus2=corpus2.subtract(corpus.multiply(new BigDecimal(incomeNumber2)));
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cbNew.setRentOrRate("knowing_corpus");//已知本金规则
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List<KnowingConfigBean> knowingConfigs=new ArrayList<KnowingConfigBean>();
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KnowingConfigBean config=new KnowingConfigBean();
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config.setStartList(1);
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config.setEndList(sub.getEndList()-sub.getStartList());
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config.setPlanMoney(corpus);
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knowingConfigs.add(config);
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KnowingConfigBean config3=new KnowingConfigBean();
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config3.setStartList(sub.getEndList()-sub.getStartList()+1);
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config3.setEndList(sub.getEndList()-sub.getStartList()+1);
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config3.setPlanMoney(corpus3);
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knowingConfigs.add(config3);
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cbNew.setIncomeNumber(sub.getEndList()-sub.getStartList()+1);//期数
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if(incomeNumber!=sub.getEndList()){
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//补最后期本金
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KnowingConfigBean config2=new KnowingConfigBean();
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config2.setStartList(sub.getEndList()-sub.getStartList()+2);
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config2.setEndList(sub.getEndList()-sub.getStartList()+2);
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config2.setPlanMoney(corpus2);
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knowingConfigs.add(config2);
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cbNew.setIncomeNumber(sub.getEndList()-sub.getStartList()+2);//期数
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}
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tcb.setKnowingConfigs(knowingConfigs);//已知规则
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cbNew.setYearRate(sub.getAppointRate());//年利率
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}else{
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cbNew.setRentOrRate("rate");//按租金算年利率
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cbNew.setYearRate(sub.getAppointRate());//年利率
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cbNew.setIncomeNumber(incomeNumber-sub.getStartList()+1);//期数
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}
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cbNew.setLastPlanDayRate(false);
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}
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//宽限期
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int grace=cb.getGrace();
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int startList=sub.getStartList();
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cbNew.setIncomeNumberYear(sub.getIncomeNumberYear());//还款间隔
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cbNew.setIncomeIntervalMonth(sub.getIncomeIntervalMonth());//还款间隔(月)
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cbNew.setStartDate(startDate);//起租日
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if(sub.getStartList()>1){
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startList+=grace;
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grace=0;
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cbNew.setGrace(0);//宽限期
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cbNew.setPeriodType("period_type_0");
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cbNew.setFirstPlanDate(DateUtil.addDate(startDate,DateUtil.TIME_MONTH, sub.getIncomeIntervalMonth()));//第一期计划还款日
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cbNew.setSecondPlanDate(DateUtil.addDate(startDate,DateUtil.TIME_MONTH, sub.getIncomeIntervalMonth()*2));//第二期计划还款日
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}
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int leaseTerm2=sub.getIncomeIntervalMonth()*(sub.getEndList()-sub.getStartList()+1);
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cbNew.setLeaseTerm(leaseTerm2);//租赁期限
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CalYearRateFromRent calYearRate = CalYearRateFromRent.getInstance();
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calYearRate.calDo(cbNew,tcb);
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tcb.setCb(cbNew);
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DictTools.setYearRate(tcb);
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DictTools.getReversDict(cbNew);
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//******************************************重新封装 测算条件 结束
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FundRentPlanBean rentPlan=executor.create(tcb,startList);
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//生成
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leaseTerm+=leaseTerm2;
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List<String> corpus=rentPlan.getCorpusBusinessList();
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List<String> dateList=rentPlan.getPlanDateList();
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for(int planlist=0;planlist<sub.getEndList()-sub.getStartList()+1+grace;planlist++){
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cleanLeaseMoney=cleanLeaseMoney.subtract(new BigDecimal(corpus.get(planlist)));
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}
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if(sub.getStartList()==1){
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startDate=dateList.get(sub.getEndList()-sub.getStartList()+grace);
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}else{
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startDate=dateList.get(sub.getEndList()-sub.getStartList());
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}
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if(sub.getStartList()==1&&sub.getEndList()>=2){
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cb.setFirstPlanDate(dateList.get(0));
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cb.setSecondPlanDate(dateList.get(1));
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}else if(sub.getStartList()==1){
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cb.setFirstPlanDate(dateList.get(0));
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}else if(sub.getStartList()==2){
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cb.setSecondPlanDate(dateList.get(0));
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}
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}
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cb.setLeaseTerm(leaseTerm);
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tcb.setCb(cb);
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}
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}
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